All states have workers compensation laws, and these help employees get compensation from work-related injuries. In some states, this may be referred to as workman’s compensation, while others use the term workmen’s compensation. But both mean the same thing. Although workers comp laws vary from one state to the other, there are standard principles that apply to all countries.
Check out key things you need to know about workers compensation:
- Most lawyers handle workers compensation cases on a contingency fee
As a worker who suffers work-related injuries, you’ll have to hire a lawyer to follow up on the compensation. But, most states don’t allow lawyers to charge a flat fee for a worker’s compensation case. They require lawyers to work on a contingency basis whereby the lawyer gets a certain percentage of the total amount recovered for the worker.
And this is to imply that if the lawyer doesn’t recover compensation for the client, then they shouldn’t be paid. Sadly, not all compensation cases are settled, in some states like Iowa, some are denied often, and this makes it imperative to hire an Iowa workers comp lawyer. They have sufficient expertise to help you get the rightful benefits.
- Not all employers are required to have workers compensation
There is a certain number of employees that an employer should have to qualify them to have workers’ compensation. As such, if you work in a small business, your employer may not be entitled to have workers’ compensation. Also, not all employees are entitled to workers’ compensation, some employers hire workers on a casual basis, and they don’t qualify for such benefits.
- Your employer picks the health provider
Although this may seem unfair, that’s how it works. Your employer will choose a health provider and send you to that specific person. And this is the professional who will manage your work-related injury. Your employer should also foot the bills. If you opt for another health provider, you are likely to lose your workers comp claim and will have to settle the bill yourself.
- You don’t have to prove that your employer was at fault
In other personal injury situations, you have to verify that the other party cased the injury. But, compensation laws allow employees to get medical help with ease. You only need to confirm that the injuries suffered occurred at work, but whether the employer was at fault or not doesn’t matter.
- Approval of lawyer’s fees
All states have a worker’s compensation commission board, and their role is to settle disputes between employers and employees regarding worker’s injuries. The commission has the mandate to approve the worker compensation lawyer’s fee. The amount paid to the lawyer is a certain percentage of the total amount conferred to the injured worker.
Not all workers qualify for workers’ compensation, so find out about this in advance and prepare early for emergency work-related injuries. If you incur injuries at work, engage the services of an expert lawyer in your state, and this ensures that you get the right compensation for your loss. Also, visit the hospital chosen b your employer, and avoid footing your hospital bills.