Why Grant Writers Shouldn’t Work For a Percentage of The Grant?

March 21, 2020

| general, government, law, Legal, politic

Non-profits like to hire writers on commission. That way if the grant isn’t funded they are not out any money. It’s also attractive for a freelance writer, anxious for work, to accept a job like this, in hopes of getting that grant.

However, The Association of Fundraising Professionals (AFP) considers this practice unethical and will withdraw the membership of any writer who works on commission. Not a good business practice. Foundations frown upon it as well.

Here’s why:

1. Grant writers have little control over whether nonprofits win grants. An expert writer is going to deliver a nonprofit a more competitive proposal, but in the end the decision rests with the foundation. Even the most well written, most compelling grants get turned down, at no fault of the grant writer. Foundations have many more applicants than funds available. In addition, much of what goes into a grant proposal is out … Read More

Local Government Bonds: Will They Work?

March 21, 2020

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| general, government, law, Legal, politic

When we earn less than what we need to spend, what we do is borrow money. The “we” can apply to individuals, to corporations, or to sovereign countries or governments. Often-for governments especially-borrowing money is not a problem. They borrow money to pay for borrowed money, and lenders are easy to find. For example, latest available data show that the total (gross) amount of US government debt (USD21T) is bigger than that country’s gross domestic product, or GDP (USD20T). Stated differently, the current debt-to-GDP ratio of the federal government of the USA is 105 percent.

Some countries even have higher debt-to-GDP ratios: Japan (236 percent), Italy (131 percent), and Singapore (110 percent), among others.

Philippines? The trend over the past decade shows a decreasing rate: from 55 percent in 2008 to 42 in 2017. Amount of total national government debt in 2017 stood at Php6.6T, 67 percent of which was … Read More

An Unbiased Review on Matthew Lesko’s Free Money to Pay Your Bills – Does it Really Work?

March 21, 2020

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| general, government, law, Legal, politic

What is Matthew Lesko’s Free Money to Pay Your Bills?

Matthew Lesko’s Free Money to Pay Your Bills is a book that discusses ways to apply for available government funds. The book gives information on over 3000 government, state and local grants and programs, that according to Lesko, the government does not want a lot of people to know about. Exactly what are an individuals chances of actually obtaining this “free money?” The truth is that the average person most likely will not qualify.

Just because somebody is eligible to apply does not guarantee they will qualify for any of the funds. This is because, as with any other system results will vary. Unfortunately, the infomercial for the book can seem misleading and give one the idea that they will most likely be able to qualify for one or more programs. There is legitimate ways to get these funds and … Read More

Do Austerity Measures Really Work?

March 21, 2020

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| general, government, law, Legal, politic

A 23% increase in the sales tax and wage cut up to 15%! This is in Ireland! When the government sees no other method to hold the country stable then they adopt austerity measures, or it can be said that austerity measure adoption shows that the government has failed with its administration and strategies.

Ireland has gone through 5 austerity budgets since 2008 to slash the spending and to increase the taxes and the experts say that this will go till 2015. Ireland has cut down the number of civil servant vacancies, high taxes are imposed on income, automobiles, fuel and homes, and the unemployment rate is 15%.

These measures were introduced in Greece in 2010 as a precondition for IMF-EU 110bn euro bailout. A second bailout package of 130 bn euros was given in 2012. 2010-2012 Greek riots against new measures resulted in the death of 5 people. The … Read More

Foreclosure Solutions – Mortgage Loan Modification – Does It Really Work?

March 20, 2020

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| general, government, law, Legal, politic

First let me answer a question you may have and that is exactly what is a Mortgage Loan Modification? A Mortgage Loan Modification is a fixed alteration to the terms of a Mortgagor's loan, it permits the loan to be reinstated, and the end result is generally a lowered monthly payment the Mortgagor can afford. This sounds like a good answer when looking for foreclosure solutions.

A short while ago in a hearing, convened by the bipartisan Congressional Oversight Panel, which had been given the duty of keeping track of the government foreclosure bailout programs, the panel members hammered the Treasury Department regarding the flaws in its mortgage loan mod procedures. This hearing came only days after a report published from the inspector general showed the agency's efforts failed to have apparent benchmarks and fell horribly short of its original goals and objectives. This program was hoped to be one … Read More

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