Tag: Solutions

Health Insurance Solutions

March 21, 2020
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| general, government, law, Legal, politic

Much has been said about the latest in the healthcare sector. Politicians’ continue to bicker and have no solid plan to replace the current plan. Certain Analysts believe if this Trump Administration plan passes the Senate their proposal will leave over 23 million people without coverage by the year 2026. The Affordable Care Act law is and was simply put in place to help the American people who were once unable to get any type of coverage, finally get the care he or she may need. Secondly, it has also helped more than enough individuals with pre-existing conditions get coverage as well. And thirdly there is the concern of affordability; this is for people who do not have enough money to pay for insurance on their own, the current law provides financial assistance for those eligible to receive money from the government.

The problem with today’s guidelines are the plans … Read More

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Health Insurance Solutions Part II

March 21, 2020
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| general, government, law, Legal, politic

Time and time again there is a solution to every problem, challenge, obstacle or anything else that may cause us to fret. Ecclesiastes 3: 1-8. The Affordable Care Act never stated insurer had to do away with the underwriting process. Several elements to sell plans were implemented to conform and to be compliant with the law which included: essential health benefits which are all necessary; with the exception of pediatric dental and vision coverage, especially for someone who does not have minor children in their custody.

The other element is the fact that carriers could no longer deny coverage to consumers who has more than enough health related conditions with exorbitant premiums, terms in the insurance world “rated” because of preexisting conditions.

This is the major problem facing the health sector and why insurers are unable to measure their risk with finding reasonable rates for the American people. This is … Read More

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Foreclosure Solutions – Mortgage Loan Modification – Does It Really Work?

March 20, 2020
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| general, government, law, Legal, politic

First let me answer a question you may have and that is exactly what is a Mortgage Loan Modification? A Mortgage Loan Modification is a fixed alteration to the terms of a Mortgagor's loan, it permits the loan to be reinstated, and the end result is generally a lowered monthly payment the Mortgagor can afford. This sounds like a good answer when looking for foreclosure solutions.

A short while ago in a hearing, convened by the bipartisan Congressional Oversight Panel, which had been given the duty of keeping track of the government foreclosure bailout programs, the panel members hammered the Treasury Department regarding the flaws in its mortgage loan mod procedures. This hearing came only days after a report published from the inspector general showed the agency's efforts failed to have apparent benchmarks and fell horribly short of its original goals and objectives. This program was hoped to be one … Read More

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