10 Smart Financial Moves You Should Make in 2018

March 22, 2020

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"Financial planning is about more than just good advice or investment returns. It is about providing guidance that you can trust."

It is always beneficial to plan out and have a blueprint of your future finances ready. You certainly don't want to make a same financial blunder that you have made earlier. It's also important to plan your investments well.

The Budget 2018 was announced recently and while there is no change in personal income tax, long-term capital gains will be taxed at 10% for amount exceeding Rs. 1 Lakh, without indexing.

So, how should you plan 2018 to make it financially viable?

To make your financial year of 2018 a big HIT, here are 10 financial moves that you can take:

1.) Venture on a Term's Plan or Insurance

Life has its own course of running. You can never be aware of what is going to happen next. It … Read More

Beware of Six Financial Risks in China

March 21, 2020

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| general, government, law, Legal, politic

Although it is unlikely to see system-wide financial risks in China in the near future, there are however six potential risk areas that may significantly affect the Chinese economy, if not properly addressed.

High inflation

Annualised consumer price index (CPI) released in April had reached 8.5%, which is at an uncomfortable level. There are several reasons for the rapidly rising prices in China.

RMB appreciation has only limited impact on the rising price of commodity imports. The rising food and metals prices in the world have directly contributed upward pressure to China’s CPI, and the rising energy prices globally are increasing difficulties on Chinese government’s domestic price control measures.

The ability of downstream industries to absorb price pressures from upstream materials suppliers has become minimal. Back in 2007, although the Chinese economy was also growing rapidly, the CPI could nevertheless stay around 4%. This was because there had been a … Read More

Financial Crisis Affects Timeshare Industry

March 21, 2020

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The current global financial crisis has created a troubling situation for timeshare owners. As most sectors of the economy are feeling the squeeze, the nation’s timeshare industry is being pounded from both sides as banks cut back on lending and consumers cut back on spending.

As a result, at the same time as individuals have to deal with stagnating or falling incomes, deteriorating retirement funds, and a higher cost of living, timeshare resort companies that are feeling the pinch are passing their financial burdens on to the consumer.

Consumer Spending

Currently individuals, families and companies are severely cutting back on leisure and travel spending faster than was anticipated, reports Bloomberg.com. The October 23rd article notes “forecasts [show] that the deterioration in leisure and business travel is accelerating as corporations and consumers contend with higher food prices, declining home values, job losses and scarce credit.”

Lisa Ann Schreier, author and expert … Read More

Financial Assistances For Pregnant Women

March 21, 2020

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| general, government, law, Legal, politic

It is an utmost necessity for pregnant women to eat right and stay healthy for the better development of their babies. However, lack of funds may create adversities in maintaining a good health during the pregnancy phase of the women from low-income or no-income households. This is because of the soaring costs associated with the medical treatment and food. However, pregnant women need not to worry anymore as the federal government organizes various grant programs for them to help with food, health care, baby supplies and many more. If you are pregnant and have difficulties arranging necessary funds, some financial assistance from grants for pregnant women can help you to the great extent.

During your pregnancy, you can benefit from the financial assistance through grants such as Medicaid, CHIP, and WIC.

Medicaid is the U. S Department of Health and Human Services funded health insurance program that enables mothers to … Read More

How to Get Financial Aid for College Education for Single Mothers

March 21, 2020

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| general, government, law, Legal, politic

Single mothers and mothers in the US can provide their family and children with a better future by securing a higher paid job. Well, this is possible only with the right kind of degree in hand earned at colleges. However, the road to success through education is quite tough as the costs associated with the higher studies at colleges are quite high, forcing many single mothers in the US to drop their higher studies in midway. High expenses apart, the additional crises of debt burden are there too, making college education an out of reach substance for single moms and mothers. Yet, there is a hope as the Obama administration has revamped grant programs for women, especially for single mothers or moms. This initiative has been taken towards empowering women and single mothers in the US so as to find them a better opportunity and make their lives better, leaving … Read More

Greece, Cultural History and the Financial System

March 21, 2020

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Historical Background

Greece has always had a thriving underground economy. The long history of human civilization there and even the geography of the island nation has created long-standing traditions and deep kin relationships that bypass official governmental channels, which leads to a significant percentage of the economic activity happening outside of the purview of the political powers. This is the way many Greeks have lived for hundreds of generations.

It is important to understand this point. The Greek people are no less hardworking than the French or the English, and if the underground economy is included, the per capita economic production of Greece is not that far off of France or Italy (at least until recently when the EU started choking their economy to death). The truth of the matter is Greece never really joined the rest of Europe in reforming and modernizing its economy in the post-war years.

The … Read More

Tips for Single Mothers in Financial Distress

March 21, 2020

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| general, government, law, Legal, politic

Solitary moms are able to obtain cash via a variety of sources. Fortunately, there are a big variety of ways single mothers can get monetary help, whether it’s via the federal government or their local college in scholarship money.

The easiest way to get money if you’re a single mom is by using a simple method. This method is what I call the “lowest hanging fruit” method. By picking the most affordable, simplest fruit to reach, you’re utilizing an efficiency principle. By expending less resources, you’re obtaining the same desired result. When a single mother is presented with different ways of getting financial aid, then she should choose the easiest ones first.

Three of the easiest ways are asking family for cash, accumulating money owed for you, and chopping back again on investing. First, single moms need to ask their folks for some dough. Chances are, your parents have the … Read More

Locating Unclaimed Abandoned Property and Financial Assets in Israel Finding & Locating Real Estate

March 21, 2020

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In Israel, thousands of assets totaling approximately 15 billion Israeli Shekels currently remain unclaimed. These unclaimed assets include land, developed real estate, bank accounts, stocks and bonds.

“Abandoned property” is defined in section 1 of the Law as an asset in respect of which no one is entitled and able to be treated as owners, or an asset whose owner is unknown.

Naturally, the need for claiming, finding such property, assets, lands by their rightful heirs arises. The process of locating lost, abandoned or unclaimed assets in Israel requires, among other things, a very competent, diligent Israeli attorney with depth understanding as well as a proper investigation to trace those lands & assets. How to find and locating a lost or abandoned property in Israel? This article discusses this matter.

The first step is to gather any relevant data including family tree and or any ID number in order to … Read More

The Effects Of The Financial Crisis

March 21, 2020

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The financial crisis is an ugly situation that no sane person would want to experience because it comes with very drastic results that can reduce wealth and standard of living. Unfortunately, recession is sometimes unavoidable. Unavoidable cases come as a result of bad government policies, unemployment, and unfavorable economic conditions. The good news is that human beings can find solutions to any problem they face, so when there is hyperinflation, it's still very possible to survive.

In the past, top countries in the world have witnessed several economic recessions. Their downfall also affects other countries, especially those that depend on them for the supply of goods and services. Just recently in 2008, America faced a similar situation, though the country is already making efforts to recover from it. If they don't employ the correct procedures, it is possible that they may witness the recession again. European countries are not exempted … Read More

Financial Assistance SOS

March 21, 2020

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One of the most worrying aspects of applying to college is working out how you are going to be able to pay for your studies. Check out our guide below to see the options that may be available to you.

Need-Based Aid
Need-based aid is money awarded based on the ability of you and your family to pay for college. To apply for most need-based aid, you need to first fill out the Free Application for Federal Student Aid (FAFSA). FAFSA is the determining factor controlling all federal aid programs, such as student loans and grants. Many other forms of financial aid for students, including college scholarships and private initiatives, will also use FAFSA information as a factor in determining who is eligible for their financial aid programs.

Scholarships
Like Merit aid, scholarships are another type of financial aid that you won't have to worry about paying back! The government, … Read More

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