Being a single unemployed mother can be a disastrous experience, especially with huge liabilities, dependability and responsibilities to shoulder. You need supplemental financial assistance and support to manage your necessities like food, shelter, education, child care, health and others with the limited fund you have.
There are exhaustive lists of monetary aid programs for unemployed mothers helping them meet the expenses of daily life and fulfill their set goals. The US government, nonprofit organizations, private agencies, public associations and institutes have all come together to offset the costs of housing, education, health and medical needs through cash assistance and other supplemental programs.
List of Monetary Assistance Programs for Unemployed Mothers
College Educational Assistance
The Federal Pell Grant
Single unemployed mothers seeking to go back to college for higher degrees can apply for the Federal Pell Grant, America's major educational program. The eligibility criteria depend on the income level and the financial need of the applicant. The grant amount has now been increased from $ 4050 to $ 5100 by President Obama for better financial assistance. Applicants must fill the Free Application for Federal Student Aid (FAFSA) form to apply for the program. Schools later contact the students, offering the required educational aid.
Title IV Grants
Unemployed mothers can now avail several educational grants under Title IV of the Higher Education Act of 1965 by filing the FAFSA form. The grant programs available under this are:
• Federal Pell Grant
• Academic Competitiveness Grant (ACG)
• National SMART Grant
• Federal Supplemental Educational Opportunity Grant (FSEOG)
• Leveraging Educational Assistance Partnership and Special LEAP Grants
There are few loan programs too:
• Federal Family Education Loan (FFEL)
• Direct Loan
• Federal Perkins Loan
Many nonprofit organizations like Jeanette Rankin Foundation Scholarship Program, Seattle Milk Fund, and others also offer scholarship or grant programs to boost needy unemployed mothers for higher education.
USDA Rural Development
This rental program offers vouchers, ongoing rental assistance and subsidies to unemployed individuals that facilitates in paying monthly rent. Rural Rental Housing Loans and Housing Preservation Grants are other rental programs that offer affordable, decent and safe housing assistance.
Besides, many towns and cities also offer housing grants to unemployed single mothers with discount and mortgage plans.
Health and Nutrition Assistance
Supplemental Nutrition Assistance Program (SNAP)
SNAP, earlier known as food stamp program, helps with grocery expenses and offers nutrition assistance to several unemployed low-income single mothers. It works with nutrition educators, state agencies and other local organizations to offer food aid to eligible individuals. Financial resources and household income are the basic determining criteria for eligibility.
Woman, Infant, Children Program (WIC)
WIC is a federally funded Special Supplemental Nutrition Program that offers food assistance program to unemployed individuals, infants and children up to five years of age who are at nutritional risk. The program offers bread, peanut butter, juices, dairy products and other healthy food or meals for women. The funding is offered by the federal government to WIC State agencies, located in all the 50 states and also the territories.
It is a federal funded program for the needy families to provide for the cost of prenatal care, labor, delivery, and care for 60 days after birth. Age, income, disability, pregnancy and financial resources are the basic criteria for eligibility. The money is however, not paid directly, but it reimburses the doctor or any medical supplier for their service. States can opt to either offer full Medicaid coverage or even limit the funds supply to certain cases.
Many financially constrained unemployed mothers find it difficult to afford to stay warm in the cold winters due to high electric and heating bills. Many utility benefit programs are offered that compensate the bills and also provide weatherization services for home energy efficiency. The local or town utility company can provide information about the available programs.
Unemployed single mothers can now avail multiple assistance programs that help in fulfilling the daily needs and requirements. You can also avail the unemployment insurance program in your state for financial aid. Apply today for the funds that are all yours.