The 'specially able' people – the disabled can now lay their claim on several government or federal grants that offer financial assistance to meet the day to day needs of life, helping them realize their dreams in life. However, these are not to clear off personal debts or for personal use.
The US has categorized the grants into specific four areas that assist you in purchasing a house for shelter, for education purpose, to facilitate in starting your own business to become self-employed and to meet with certain personal needs. These resources for the grants are offered by both government and private foundations to enable you move on with life.
The funding and the resources offered assist you to meet the challenges of life and not remain limited by your impairments. Go ahead and search online for the grants that you need.
Disability Grants Offered for Financial Assistance
Under Section 504 the Department of Housing and Urban Development (HUD) offers funded programs that support people in attaining rental assistance, support, housing vouchers and purchasing home.
Moreover, these funds offered by the government housing assistance facilitates in purchasing equipment and other required essentials for a complete accessible shelter to reside in. Besides this, there are other available government programs too like Fannie Mae, Habitat for Humanity, The Fair Housing Act, NCB Capital Impact and others that help with house ownership plans. Usually there are long queues for the grants hence you must apply immediately.
Several college financial aid programs are awarded by the federal government every year to disable students with varied impairments. The financial aid includes scholarships, grants, loans that can be used for varied educational purpose. The US Department of Education grants billion of dollars through varied federal programs:
· Federal Pell Grants: offered to undergraduate students, the amount given depends on costs incurred to attend school, financial need, part-time or full time student, plans for attending a full academic year or less.
· Perkins Loans : offered at low-interest loans, the annual loan amount is more for the graduate students than for undergraduate students.
· Federal Supplemental Educational Opportunity Grants : it is awarded to undergraduates only with varying ranges.
· Federal Stafford Loans : it is given to both graduate and undergraduate students at variable interest rates. If students qualify for subsidized Stafford loan, The Government pays the interest on the loan while you are in school.
· Federal Work Study : undergraduate and graduate students can join a job to pay the expenses of their education through this program.
There are other National Organizations and Associations that help students pursue higher education through sponsor grants for college education. Moreover, there are several colleges and universities that offer programs for disabled. In 1975 the Disabilities Education Ac was proposed to addresses the educational issues of the disable students, offering them better access to learning opportunity.
The Grants.gov offers disability grants program for financial independence and business setup. Programs like Disability Research Project and Centers Program Grant grants an annual amount of $ 950,000 for different business purposes. Another essential program- Small Business Administration (SBA) offers assistance in financing, giving business opportunity proposals, planning and professional advice. Other state and local government as well as nonprofit organizations and private organizations give business grants for business startups.
Personal Needs Grants
Though very limited, local, community, nonprofit organizations, government agencies and private associations offer funds for disabled individuals to meet with the day to day needs like paying for utilities, vocational rehabilitation and others.
Pick your required grant that matches best with your needs and look for details to apply for free grant money . Make a complete list of the eligibility factors and credentials necessary to qualify for them and also the deadlines to register. Complete the application process and track the progress. Pursue your dreams and improve your life with the government given funds that meets all your essential needs.