Today’s world is brutal for anyone trying to get ahead. The expense of everything makes it hard to save and the cost of living is rising daily. Jobs are also hard to get and people falling through the cracks are now living on the streets in many cities. From the time one leaves school the pressure is on to succeed and that can take many twists and turns. The first and most vital thing to do is to get a good job.
From the first pay packet one must have a strategy for long-term survival. Set it out on paper and begin a bank account in which a certain percentage of the money is lodged each payday. This is essential for future benefits.
It makes me shudder to see images of people pouring money into poker machines or other gambling devices. These are money cows for the clubs, pubs, and societies that use them to boost their income. What it does to one financially is often so tragic that they end us losing everything. Families can be broken home, homes repossessed or tenants tossed out.
Living on the streets is a dead-end. There is hardly any way up unless you do it by sheer will power and clever tactics. The best thing is not to get into that situation.
While the going is tough it’s really time to get going and do yourself a favour. Don’t squander your income and make doubly sure that you bank as much as possible each week. If you do that then when these times have passed you will be overjoyed because of your sacrifice