Understanding the California Red Tag Law and How It Affects Auto Loans

Last year the government officials in California passed the “red tag law” which has had a significant affect on the used cars market that consumers can benefit from. For those who are familiar with the logistics of this new law I’ll explain it simply. In its basic understanding the California red tag law requires dealers to place a red sticker on any vehicle that has been salvaged, in a junk yard, or sustained any flood damage.

These vehicles also have to be registered into a federal database that is also open to the public. With this type of law in affect it helps make people who are looking to buy a pre-owned vehicle much more comfortable about acquiring a reliable automobile. There are also people who can get bad credit car loans with the California red tag law as they will be more confident that the vehicle will last throughout the duration of the loan.

Applying for Used Car Loans in California

Most people can still qualify for auto financing in California even with a poor credit score, but very few dealers would be up for the task as they had too much to lose. Before this law if a used car dealer allowed someone to buy and finance a vehicle that had flood damage, and it broke down after a month they would be out of an investment as most lemon laws don’t require you to continue making payments.

Now that dealers can provide more reliable vehicles it will be easier to qualify for bad credit used car loans, since more credit lenders will be more relaxed. It also helps that another part of this new California law allows dealerships to charge the same fees for leases and actual sold vehicles applications. Originally car lots would only charge $45 for leases and add another $10 if you were going to make a full purchase; however, bother prices have shot up to $80 which has made many dealers happy.

The only true downside of auto financing in California under the red tag law is that it has yet to be applied nationwide. It is rumored the United States government will be discussing this, but in order for it to actually go into affect they will need to get the dealerships on board as well. If they are able to accomplish this, we could see a lot more people feeling comfortable about buying used cars and applying for bad credit auto loans.…

Is JK Rowling a Master of the Law of Attraction and Wealth Affirmation?

Whether she is a conscious wealth attractor, or not Ms. Rowling has obviously attracted not just massive wealth, but fame, success and is a generous spirit. America loves a rags-to-riches story and I know I’ll be tuning in on Friday to hear all about what this remarkable woman has to share with Oprah. I’ve read that she’s somewhat at odds with her own religious experience. I haven’t heard whether she is a spiritual woman or not. She could think the Law of Attraction is a bunch of nonsense. Just the same, this woman progressed from a single mom living on welfare to a multi-millionaire in under five years.

In 1998, the Harry Potter books made J.K. Rowling the first self-made billionaire author in history. Just prior to that her publisher advised her to ‘keep her day job’ as there is “little chance of making money in children’s books.” One thing I know for sure, in order to attract and allow in success, wealth, (or any form of well-being), one must be a vibrational match to it. Apparently, J.K. Rowling has no internal conflicts with being wildly successful and wealthy. Perhaps we can learn something about attitude and wealth attraction J.K. Rowling visits with Oprah. We may be able to model how this woman’s journey went from welfare to billionaire.

The majority of us will not become billionaires. Many of us will not even become wealthy. And why not? Why is it so many struggle with wealth? So many struggle to simply make ends meet. There is an internal disconnect. If you’re not manifesting wealth and you’d like to have lots more money, ask yourself: “What beliefs do I have about wealthy people? What judgments do I have about people who win the lottery? What opinions do I have about people who have a lot more than I do?”

It would serve you very well to probe into your firmly held beliefs about wealth and wealthy people. Your beliefs are holding your wealth from you. Money is just another form of energy. It’s neither inherently good nor bad. Start to build a healthy relationship with money and financial well-being. Treat it with respect and appreciation. Appreciate the money you have and it will appreciate for you.…

Millionaire Mind – Win the Lottery – Luck OR Law of Attraction?

It is time to stop being so serious and have some fun with the universal Law of Attraction, also known as the Law of Belief.

In simple words, this Law states that “you get exactly what you believe”, “it is done unto you as you believe”, “be it done unto you according to your faith”, “your deeply held beliefs are materializing your reality”.”you materialize on all planes the subconscious beliefs held in your subconscious mind”.

Let’s see if we can share some light on this Law and winning the Lottery.

(1) Some state there is no such thing as LUCK. That is their BELIEF. These people have no luck at all.

(2) Others keep repeating this sentence preached by so many gurus and so called experts: “Luck is the intersection of preparation and opportunity”. These are the ones who want to impress people with the HARD WORK they NEED to perform

in order to achieve their goals. They glorify working real hard, struggling against all odds, and all that NONSENSE. They just don’t know any better. The idea of things being EASY and even FUN never crosses their minds. Their BELIEF is that they must work real hard for anything they achieve.

(3) Then, there are those who are just plain LUCKY. They keep winning in contests, bingo games, raffles. They always get parking spaces right in front of the places they want to go to. Happy events keep materializing in their lives without them really making any efforts whatsoever. People who know them keep commenting on how LUCKY they are. That reinforces their beliefs that they are LUCKY. And they keep getting LUCKIER by the day.

If you analyze those three examples, they all have ONE common factor: BELIEF.

The first group BELIEVES there is no such thing as LUCK. And that is exactly what they get: NO luck.

The second group BELIEVES that by preparing themselves opportunities will appear. They prepare themselves because they BELIEVE opportunities will appear to those who are ready and prepared. And these opportunities DO appear as they BELIEVE.

The third group BELIEVES they are lucky. Therefore, they BELIEVE good things happen to them all the time. And they do happen since that is what they BELIEVE.

Interesting, they are all getting results according to their BELIEFS. That looks TOO MUCH like the universal Law of Attraction, also known as the Law of Belief, at work — giving each group what each group BELIEVES.

Changing focus a bit, this is a true story about a fellow I know. I caught him once sitting in front of his TV checking the winning lottery numbers. He kept always saying that he would make millions winning the Lottery.

A friend of his decided to have some fun and asked him “John,

I always hear you saying there are only three ways to make lots of money. Refresh my mind. What are they?”

John replied, “You can make lots of money by (1) inheritance, (2) having your own …

Deaerator Working Principles and Deaerator Types

The Deaeration Principle

Today a deaerator is an essential part of a steam system. Corrosion in boiler cycles is caused mainly by the presence of non-condensable gasses such as oxygen and carbon dioxide, or by a low pH value. While the pH is raised by the addition of chemicals, it is more economical to remove non-condensable gasses mechanically. This mechanical process is known as Deaeration and its employment increases the life of a steam system dramatically.

Using Henry’s law of partial pressures, the principle behind Deaeration can be explained as follows: The quantity of a gas dissolved in a given quantity of liquid is directly proportional to its partial pressure surrounding the liquid. Therefore, by reducing the partial pressure of the unwanted gasses in the surrounding atmosphere, the gasses are diminished. These partial pressures are reduced by spraying the liquid into a countercurrent flow of steam. The steam, which is free of non-condensable gasses, is the liquid’s new atmosphere and Henry’s law prevails. Using steam is advantageous in that the solubility of a gas in a liquid decreases with an increase in the temperature of that liquid. The liquid is sprayed in thin films in order to increase the surface area of the liquid in contact with the steam, which, in turn, provides more rapid oxygen removal and lower gas concentrations.

With these principles in mind, Deaerator employs a two-stage system of heating and deaerating feedwater. This system reduces oxygen concentration to less than 0.007 ppm, and completely eliminates the carbon dioxide concentration when tested by the APHA method. Testing for oxygen concentration shall be done in accordance with ASME Performance Test Code 12.3. Other methods of testing may be used if mutually agreed upon by the parties involved.

Deaerator Operation – Stage One

The first stage of deaeration is shown in Figure I. The prime element in our vent condenser zone is the self-adjusting spray valve that allows incoming water, which is to be deaerated, to discharge as a thin-walled, hollow cone spray. Because steam flows countercurrent, intimate water to steam contact occurs with consequent latent heat transfer. As the falling water reaches the tray stack (tray type deaerator), or the collection basin (spray type deaerator), its temperature is within 2°F (1ºC) of the counter-flowing saturated steam temperature. Most of the dissolved oxygen and free carbon dioxide have been removed at this point. Since nearly all of the steam has been condensed, the non-condensable gasses and the small amount of “transport” steam exits through the vent piping.

Deaerator Operation – Stage Two

Tray Type Deaerator

The partially deaerated water enters the tray stack at saturation temperature. The heated water flows down over the trays, zigzagging through counter flow steam. This arrangement provides additional retention time to allow a final oxygen strip by the purest steam. The two-stage tray deaeration technique is the most reliable method for meeting critical performance over a complete load range.

Spray Type Deaerator

Water from the collection basin flows down the vertical down comer and …

Sources of Islamic Law

Opening remarks

Islam is the complete code of life. It gives guidance in all walk of life. Under Islamic law the term law includes the moral law and legal enactments. According to Islam ultimate source of any authority is God alone.

Sources of Islamic law

1. Quran

Quran is the first and primary source of law. Quran is not a legal code in the modern sense. The legislative part of Quran is the model illustration for future legislation and does not constituted a legal code by itself.

Importance

As primary source of law Quran has vital importance. It lays down a way of life which regulates the relationship of man with man and his relationship with God. The law of inheritance, marriage, divorce, theft, adultery and provisions of war and peace are meant for regulating the ties of man with the fellow beings.

2. Sunnah

Second source of Islamic law is Sunnah. The Sunnah is closely linked with the Quran. It comprises of:

All words counsels of the Prophet (S.A.W.W)

Actions, words and daily practices of the hold prophet (S.A.W.W).

Silence implying a tacit approbation his part of any individual act committed by the disciplines.

Importance

Sunnah has great importance after the Quran. It describes the functions of the Holy Prophet (S.A.W.W) namely, announcing of the revelation before people, giving then guidance.

3. Ijma

Imja is an important source of law. It is the agreement of the Jurists among the followers of Muhammad (S.A.W.W) in a particular age on a particular question.

Basis of Ijma

Ijma may be based on

Quran

Sunnah

Analogy

Kinds of Ijma

Express

Tacit

Qawli

Sakuti

Importance

Ijma as a source of law has great importance. It helps in interpretation of laws according to the changing needs of times and new legislation can be made through its procees.

4. Qiyas

Qiyas is an extension of law from the original text to which the process is applied to a particular case by means of common Illat or effective cause, which cannot be ascertained merely by interpretation of the language of the text.

Kinds

Qiyas Jali

Qiyas Khafi

Importance

The function of Qiyas is to extend the law of the text to cases not falling within the purview of its terms and not to establish a new rule of law.

5. Opinions of Muslim Jurists

Opinions of Muslim jurists are also secondary source of Islamic law.

6. Nature of laws lays down

The Holly Quran is a code of conduct laying down the fundamental principles and not the detailed provisions so in case of ambiguity reference should be made to the sunnah.

7. Naska

Nask is also secondary source of Islamic laws. It is tent of Quran and tradition which have either been totally abrogated or there application limited or modified by the subsequent text.

8. Muslalah Mursala

Muslalah Mursala means when nothing becomes clear in law after giving reasons then the course which is to be adopted according to Islamic spirit for instance. Taxation for the defence …

Using The Law Of Attraction To Get Your Ex Back – A Deep Understanding

So let’s have a discussion about using the Law Of Attraction to manifest your ex back.

I don’t want to go into the mechanics of how to do it, in this article, I would rather discuss if it’s actually possible for you to get your ex back using manifestation techniques, and what it is you’re truly searching for.

Happiness Or Your Ex?

If I ask you at face value, what is that you really want right now?

I can almost guarantee that each and every one of you reading this, will say that you want your ex-boyfriend or ex-girlfriend back again. Maybe even your husband or wife.

So why do you want them back again?

You want them back so you can be happy again!

In your mind, you believe that you need your ex back to be happy again.

Deep down, what you actually desire is to be happy, you just believe that you need your ex back to be able to feel that way again.

In your current state of overwhelming emotions, you will probably struggle to believe me.

But that is all you’re searching for.

The way the universe works is like a mirror, it is always reflecting back to you your dominant vibrations and beliefs.

So the only way you can get your ex back again is by becoming happy within yourself. By becoming happy again without them.

You were happy before you met, them, so why can’t you be happy again without them?

Your relationship with your ex will never work if you rely on them to make you happy. No relationship will work in that situation. You will put too much pressure on the other person, and only push them away again.

Why do you want to rely on anyone or anything for your happiness anyway? It puts too much power in the hands of other people and external circumstances.

So the trick is, to learn how to be happy and whole again without your ex, then if you still desire to, start working towards getting back together with them.

Is It Possible To Manifest Your Ex Back?

The short answer is yes!

But whether you will or not is another story.

This does not mean that the Law Of Attraction is inconsistent and only works in some situations and not others.

No, it comes down to you. It depends on where you are headed in life.

If you want to manifest your ex back, that is great, but you will need to go on a very personal journey as part of the manifestation process.

To succeed in getting your ex back, you will need to learn how to be happy within yourself. You will need to remove limiting beliefs about the relationship with your ex, and with life in general.

The universe will take you on this journey, giving you all the resources, insights and understanding that you need to learn. But the person you will become will be vastly different to the …

Your California Cable TV Company Missed an Appointment? The Law Protects Cable TV Subscribers

You know the drill.

You call the cable company because you need an installation or service call. The Customer Service Representative tell you it will be a week before they can get to you, and that you have to be home all day to wait for the technician.

But as fate or bad luck would have it, the tech never shows up, and you have blown a day off of work without pay for no good reason…and you still need that service call.

You are mad. You are REALLY mad.

You call back in and a different Customer Service Representative apologies profusely, then offers to knock off $20 from your bill. Then the CSR reschedules the appointment for a few days later, and you get to plan to stay home yet another full day hoping against hope that the tech will show up this time.

There must be a better way to ensure that you don’t lose out when the cable operator misses an appointment! Well, there is.

A relatively few number of savvy California cable TV subscribers know about a little-publicized law. A law that requires the cable TV operator who misses an appointment to compensate you for your lost wages and expenses up to a cap of $600. It is California Civil Code Section 1722(b).

That very powerful law says, in essence, that if you call in for a service call and the cable company requires that you be home to meet the technician (for example, to let the tech into your home or back yard), the cable company must honor your request that the appointment occur within a fixed 4-hour period, and to work with you to determine the day and time when that 4-hour period will start.

According to the law, “If the service connection or repair is not commenced within the specified four-hour period, except for delays caused by unforeseen or unavoidable occurrences beyond the control of the company, the subscriber may bring an action in small claims court against the company for lost wages, expenses actually incurred or other actual damages not exceeding a total of six hundred dollars ($600).”

But realize that this is a two-way street. As a cable subscriber, you have a duty, too. The cable operator has to start the repairs within the specified 4-hour window, but you have the duty to be home during that entire 4-hour period.

The cable operator has an ‘out’ if it can show that unforeseen or unavoidable occurrences did happen, and they made a legitimate effort to let you know. If so, then they don’t owe you any money. However, the larger the cable operator’s technical staff, the less likely they will have convincing a judge that whatever happened was truly unforeseeable or unavoidable.

Also, if you file a complaint with your cable TV franchisor (either the local City or County, or the California PUC, depending on whether your cable operator has a local or state franchise), and the government pursues the cable operator …

How To Get Rid Of Your Irritating and Annoying Mother In Law

An integral part of a lot of marriages seems to be an irritating, annoying, or cold mother-in-law. I agree that there are some psychotic mothers in law whom you have to stay clear from. However don’t hastily diagnose your mother in law as psychotic. For the most part they really love their child and therefore deep down inside they also love you, the spouse. It is only jealousy, misunderstanding, or fear that is covering up this love.

Here are some steps though that you can take to make the relationship with your mother-in-law better and even pleasant. It takes work but it is for sure worth the effort.

  • Talk to her on a regular basis. When you speak to her once or twice a week on a steady basis she won’t be afraid that “you want something” from her and that you are only speaking to her to “butter her up”. In the beginning keep the conversations very light.
  • LISTEN. LISTEN. LISTEN. Listen to what she likes and what irritates her. After you hear what she likes if you know nothing about the subject “Google it” and so that the next time you speak to her you’ll connect with her easily.
  • Invite her to do things that SHE likes to do. After you know her likes and interests invite her to do some of these things. If she likes to go out to eat take her out to a restaurant. If she likes to go to the movies take her out one afternoon to the movies.
  • Ask her to do something that YOU like to do. As long as she doesn’t despise doing something that interests you, whatever you do together is an act of bonding. (Of course, if it is the husband who is trying to get to know his mother in law, then he has to be creative here. She probably won’t appreciate an invitation to watch a football game with a beer!)

Remember your mother in law is your spouses parent and a part of the family whether you like it or not. To completely sever ties with her, although it might be a very enticing thought, is very hard and in the can cause lots of pain and problems “down the line”. Therefor it is in YOUR best interest to do everything you can within reason to make that connection, now and in the future.

You’ll see that under that annoying and irritating skin lies a lady that truly wants your good.…

The Law of Attraction – How Writing a Letter to Yourself Can Go a Long Way!

Do you know that writing a letter to yourself with your goals and achievements can go a long way? Do you know that Arnold Schwarzenegger and Bruce Lee both had one of those letters that they wrote to themselves? Now, looking back it is amazing to see that what they had written on their letter is just about exactly what they have achieved.

This is just two examples of two famous figures, but this type of action is nothing new; thousands of successful people have used this type of law of attraction medium to attract what they wanted in life.

Write yourself a letter in the present tense, using ONLY positive phrases such has. “I am rich” versus “I am not poor anymore”, or “I am healthy” and not “I am not sick anymore”. Your subconscious mind doesn’t understand negative statements, but rather takes it for a positive affirmation. For example, “I am not poor” will only register as “I am poor” in your subconscious mind. Therefore, you want to simply say “I am rich” or “I am wealthy”. Do not say “I am not fat anymore” but “I am fit”. You get the picture?

Your letter should always be in the present tense. “I am” and not “I will be”. The subconscious mind doesn’t understand future time either, it’s all in the present, in the NOW.

When your write your letter of success to yourself, you must include the following:

• Set specific goals.

• Set a time frame, a time limit.

• Mention exactly what you are going to achieve.

• Mention exactly how much money you are going to make.

• Always speak in the present tense, not in the future.

• Never use negatives statements. Always use positive ones.

• Mention about your feeling of happiness and wellness as well.

If you do this very simple thing for yourself and just read your letter every day, once in the morning when you wake up and once at night before you go to bed, your life will start to change for the best.…

How to Attract a Specific Person Using Law of Attraction

How to Attract a Specific Person

One of the most often asked questions is “Can you attract a specific person using the law of attraction?” The good news is Yes you can absolutely attract a specific person in your life in a relationship you choose and with success.

Love is the most important emotion of all in this entire universe. When it comes to money, jobs, and so many other things people don’t really have that much difficulty in manifesting. In matters of the heart if you don’t get what you want the pain is maximum. The one you love, that specific person, is the most important person for you, and even the entire world cannot substitute for that person. Now I have absolutely great news for you today. Yes, you can attract that specific person you are in love with. So today allow yourself to be absolutely elated and just follow the procedure below.

Desire and Desperation – You need to let go of the desperation

While desire is a sacred energy, an energy of creation, desperation is just the opposite, a destructive energy. When desire is unfulfilled the void is taken over by desperation. While desire is a pure and good energy, desperation is a powerful negative energy. Desire creates those vibes in you to attract, desperation creates just the opposite vibes, to repel. When you fell in love with that special person, the sacred seed of desire was sown in you. Due to whatever reasons when that desire was unfulfilled desperation crept in. So the first step is remove that desperation. Clear all desperation.

How to clear desperation?

The easiest way to clear desperation is to let go. Surrender to the light of divine love of the Universe. Imagine a beautiful light of divine love, a pure radiant love light. Just surrender to that beautiful sparkling light. That light created you, gave you everything that you possess, and that light simply loves you, no matter what you have done so far. That light is forgiving, 100{512b763ef340c1c7e529c41476c7e03bc66d8daea696e1162822661d30dde056} pure love and powerful enough to create a beautiful reality beyond your wildest imagination. When you fell in love that light was silently telling you what to do, only if you listened. So let go of everything, surrender and start anew. Today submit yourself to that divine light and affirm to yourself you let go, you surrender and you allow that Divine Light to create a bright future, a bright love life for you. You accept the divine will because the divine will make your life far happier than you can imagine.

Once you do this you let go of any attachment to the result. Now the fun part begins.

Creating a beautiful love life

Once you have let go of any attachment to that person, you have given a very powerful and strong signal to the Universe you are now ready for love in your life. If previously your love was one sided now it’s time to create a both …