The Watchdog’s revelation last week that personal information on 27 million past and present Texas driver’s license holders is for sale on the dark web leaves many Texan incensed.
Texas state government sells its data sets to outside parties who are not allowed to use them for marketing purposes. But some of these companies then re-sell to companies who do use it to sell and annoy us.
A Denver company, Vertafore, works with the insurance industry and accepts blame for the data heist. A statement said it was caused by “human error.”
The FBI and the Texas Attorney General’s office are investigating.
If you get a boatload of calls, for example, like I do, trying to sell me an extended car warranty, you can thank the state.
In the breach, stolen information includes your name, address, date of birth, driver’s license number, VIN, make, model, color and year of car and the lending institution to whom you make car payments.
Some other states do not sell this data, but Texas does. State lawmakers could change the law in their 2021 session.
I first reported this in 2015 when I learned that several state government departments sell information to outsiders. In an open records request that year, I learned that in 2014 the Department of Motor Vehicles earned $2.4 million in sales.
This year, CBS 11/KTVT reporter Brian New updated those numbers. DMV made more than $3 million in 2019 selling drivers’ names, addresses, phone numbers, email addresses and VIN information, he reported.
Before I show you how these sales march through what is possibly the biggest loophole in state government, here’s what you’re saying to The Watchdog about the data theft:
Jimmy M.: “Well, if the state is making money from our personal data I want my share.”
Tom W.: “The state of Texas is responsible directly for this data breach.”
Ted K.: “Why is the state allowed to sell data in the first place, especially since they obviously have no idea as to what happens to that information once it leaves their control? Let’s fix this and prevent future instances by prohibiting any government entity from selling its citizens’ data.”
Deborah B.: “Why is the state allowed to sell this information? Can we opt out?”
Mike C.: “Our state should be forbidden from selling our personal information. Nowhere in the process are we given the option to opt out of sharing this information.”
Fred M.: “This is an outrage which needs to continue to be spotlighted.”
Cheryl S.: “Honestly, this sale by various governments of private citizens’ personal information sounds like something that a corrupt country would do.”
Who buys it?
The buyers are data-mining companies, insurance companies, banks, police departments, car dealers, toll companies, school districts, corporations, private investigators, tax-collecting law firms, tow truck companies and electricity companies, to name a few.
Follow this — the biggest loophole. In Texas, it’s against the law for companies who buy the information to use it to sell to us. So to get around that some companies sell the lists to other marketing companies, which go ahead and use the information to sell — and annoy us.
Because our information isn’t sold directly to marketers, the state doesn’t have to give us a privacy statement when we buy a car or apply for a driver’s license. We don’t get to opt out, as residents of California are now allowed to do.
State lawmakers could fix this, giving us privacy statements and allowing us to opt out of the information sold. Or they could go one better and prohibit the sale of the databases entirely. Other states do.
If you bring this up, state departments other than DMV complain loudly about how these are open records that often can help consumers. (For example, your car is towed, and the towing company can figure out who it belongs to). Besides, selling our data makes a lot of money for the general fund.
One way to see how loosey-goosey Texas is with our information is on the paid subscription lookup site, PublicData.com.
Years ago, there were multiple states listed where you could quickly look up a person’s driver’s license information. Now there’s only Florida and Texas. The other 48 now have higher standards of privacy.
Same goes for vehicle information. Only five states are listed for searching, but four are marked “[OLD].” The fifth is up to date and active. That’s us.
If you get unwanted spam email, postal mail or phone calls and wonder how they got your information, often enough it’s because of our state’s lax laws. Thank you state leaders.
When it comes to cheap and easy data distribution that violates our privacy, we’re number one. Hoo-ray for Texas.
Protect yourself in the latest breach
First, note that Experian was the first alert here. My identity theft service has yet to inform me.
Second, keep an eye on your credit report, which you can get free. Go only to www.AnnualCreditReport.com or call 1-877-322-8228.
Third, Vertafore is offering one year of free credit monitoring and identity restoration services. You can check in with Vertafore at 888-479-3560. Their website for this is www.vertafore.kroll.com.
Fourth, put a fraud alert on your credit accounts. I’ve shown how to do that before with Experian, Equifax and TransUnion.
If you want to learn more, The Watchdog recommends www.consumer.gov/idtheft and the Texas DPS Identity Theft Information Guide and the Identity Theft Resource Center (Idtheftcenter.org).
Become a citizen of Watchdog Nation. Join Dave Lieber and learn to be a super-consumer.
Watch this free training video from Dave: https://youtu.be/uhUEUCNKGjc
Subscribe: PLEASE support The Watchdog’s brand of straightforward journalism designed to save you time, money and aggravation. Treat yourself to a DallasNews.com full digital subscription.
Or use my special Watchdog code: https://dmn.pub/WATCHDOG
NEVER MISS The Watchdog’s TWO reports each week. Sign up here.
Watchdog newsletter: Sign up for The Watchdog’s FREE weekly newsletter to keep up: click here.
Watchdog story page: You can’t afford to miss The Watchdog. Follow our latest reporting always at The Watchdog home page.
Do you use Facebook? Connect with The Watchdog on our Facebook group. Search for “Dallas News Watchdog Posse.”
The Dallas Morning News Watchdog column is the 2019 winner of the top prize for column writing from the National Society of Newspaper Columnists. The contest judge called his winning entries “models of suspenseful storytelling and public service.”
Read his winning columns:
* Helping the widow of Officer J.D. Tippit, the Dallas police officer killed by Lee Harvey Oswald, get buried beside her late husband
* Helping a waitress who was harmed by an unscrupulous used car dealer