If the IRS filed a tax lien against your property due to unpaid taxes, and there is no way you can get it removed, it does not mean you cannot sell or refinance your house. As a matter of fact, the IRS is often interested in improving taxpayer's financial situation, which, in turn, increases your ability to pay back the debt to the government. If refinancing a property would increase your monthly disposable income, or allow you to pay a lump sum to the IRS, you might be eligible for tax lien subordination.
If the IRS accepts your requests and issues a Certificate of Subordination of Federal Tax Lien, this document permits a potential creditor, whose name was listed on your request, to move ahead of the IRS in the creditor position, but only for the property named on the Certificate of Subordination of Federal Tax Lien.
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