Haiti, a Strong Case for Misplaced Development Assistance Rationale!

The facts and figures are breathtaking:

  • 230,000 Estimated Deaths
  • 2 Million Estimated Displaced Individuals in Haiti
  • 1.6 Million VERIFIED of Displaced Individuals in Settlements
  • 3 Million Estimated Affected Population

Despite all the international community sudden compassionate outcry, and pouring dollars, a lot is being learnt as who really are the invisible hands making or breaking deals in Haiti reconstruction schemes.

It's not means which make development sustainable, but the ability for citizens to size up the challenge and envision indigenous exit strategies in accordance with local specified. In the case of Haiti, citizens are shareholders meticulously weighing, simulating and gauging, day in and day out, several predatory assistance schemes making the poorest nation in the northern hemisphere a sudden object of attention, a safe heaven for an open and orchestrated scramble for Haiti, a "Berlin Conference-1884-1885" bis to divide and conquer Haiti.

This, nothing else, is the reason why it takes time for the reconstruction effort to evolve as sought from a practical standpoint! From the point of view of those millions of families directly or indirectly affected, from the point of view of those children now spending this wintry season out under a shaky tent … This dilatory assistance scheme itself is sought to lead to more additional deaths and disabled that would count as a surplus of saved money towards the assistance plan in mind when those monies was sought to reach the century old horseshoe shaped country …

This is the visible part of the iceberg: only 20% of the aid pledged had been received so far … Nearly one year on, more than one million yet fortunate Haitians still live in camps. Donors and the international community were not working with Haitians to find solutions when channeling aid to those who need it. I need to have control over what they do in my country, where they do it and with whom they are doing it, and at what cost. It's very difficult for me to give explanation for the use of money that I never receive … This is the process of intent of Mr Bellerive, Haitian Prime Minister!

May be for the newly elected government less bureaucracy would help make an impact for the benefits of the people of Haiti after centuries of acts of aggression more so now on the sovereignty on the pretext of humanitarian responsibilities.

May be a good pretext for those interest groups behind the scenes, in the name of humanitarians concerns, which would not have that much leverage if there were no mechanisms to ensure heavy bureaucracy is in place. Indeed in lieu and place of the Government of Haiti, to screen, filter and follow up on who will sit on the oversight committee, it's a so-called Haiti Reconstruction Fund, in defiance of intrinsic Government capability to run affairs, in charge of supervising and "distributing" all the relief money still pouring down in Haiti.

From its statement of intent, the Haiti Reconstruction Fund is a partnership between the international …

Grants For College Students – Free Educational Assistance For College Students

Going through college can be difficult– not just academically, but also financially. Paying for college could mean working while at the same time attending school or taking out loans. If you are a student who is struggling to pay for your college education, you can’t help but ask, “Are there other ways for me to attend college without having to worry about paying anything?”

Fortunately, there is a way which helps students avail of their college education for free. If you are persistent to continue your college education, you can apply for grants for college students.

A grant is a form of financial assistance provided by the government and by various institutions. When you qualify for a grant, your tuition for a year or for a semester in college is all taken care of and you need not worry about paying for the costs incurred at the end of the year. Simply put, grants are like scholarship awards; however, you need not worry about maintaining your grades at a certain level. Grants are provided to students from all educational levels; however, in your case, you will have to apply for grants for college students.

In order to qualify for a grant from the government, you will have to submit a few documents that prove you are earning less than usual or you are incapable of maintaining your college education. Your sponsors judge whether or not your are qualified for a grant by analyzing your need. On the other hand, most scholarship programs are dependent on your academic standing. If you are unable to meet a certain grade limit after one school year or a semester, you could lose the scholarship and you might have to apply for it again. That is more complicated than applying for a grant – when you qualify for a grant, you no longer have to re-apply for it until your grant expires within a period of time.

Although grants seem to be very helpful, they too have their limitations. For one, most grants cannot assist you with your educational necessities. For example, if you need to pay for an extra-curricular activity in school, the payment will have to come from your own pocket. Grants also keep a budget limit. Compared to scholarship awards which can go as high as $30, 000 per school year, grants can only go as high as $5, 000 or $8, 000. Hence, you need to know how to budget your grant award wisely.

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Financial Assistance SOS

One of the most worrying aspects of applying to college is working out how you are going to be able to pay for your studies. Check out our guide below to see the options that may be available to you.

Need-Based Aid
Need-based aid is money awarded based on the ability of you and your family to pay for college. To apply for most need-based aid, you need to first fill out the Free Application for Federal Student Aid (FAFSA). FAFSA is the determining factor controlling all federal aid programs, such as student loans and grants. Many other forms of financial aid for students, including college scholarships and private initiatives, will also use FAFSA information as a factor in determining who is eligible for their financial aid programs.

Like Merit aid, scholarships are another type of financial aid that you won't have to worry about paying back! The government, colleges, public institutions, private companies and religious groups are all possible sources of scholarships. Most are awarded based on specific criteria, such as your academic performance, extracurricular activities, community involvement, ethnic heritage or religious affiliation. Some scholarships are also need-based. No matter what the requirements, applications for scholarships are always hotly contested, so apply early! A small batch of students with 4.0 GPAs and high test scores may win a disproportionate number of scholarships.

Another great way to fund your way through college, grants are in essence money for nothing financial aid. The government aims many grants at students who would otherwise struggle to pay college fees, and these may be offered at state level, or through federally sponsored programs like the Pell Grant. They may be tailored to students who excel in an area of ​​academic study, or be linked to the course or career that you choose to study for. Some colleges offer their own grants to students, while private groups or companies fund others. Be sure to check whether the grant you aim for has strings attached – you may find that there are certain qualifying requirements connected to your program of study or your future career.

Merit Aid
Merit aid is usually awarded as a scholarship, in recognition of your personal achievements in a specific area of ​​study, sports, the arts or community activity. The great thing about merit scholarships is that you do not need to pay back the money, and may be offered on a renewable basis for several years. Another advantage is that merit-based scholarships are not competitive in its nature – as long as you meet the specified requirements, you are eligible to receive this form of financial aid.

Student Loans
As with a normal bank loan, you will be charged interest on student loans for college courses. The good news is, institutions that offer student loans are limited to charging a capped rate of interest, so they work out to be cheaper than other types of loan. Another big advantage is that you will not usually be required to start …

Financial Assistance For Unemployed Single Mothers

Being a single unemployed mother can be a disastrous experience, especially with huge liabilities, dependability and responsibilities to shoulder. You need supplemental financial assistance and support to manage your necessities like food, shelter, education, child care, health and others with the limited fund you have.

There are exhaustive lists of monetary aid programs for unemployed mothers helping them meet the expenses of daily life and fulfill their set goals. The US government, nonprofit organizations, private agencies, public associations and institutes have all come together to offset the costs of housing, education, health and medical needs through cash assistance and other supplemental programs.

List of Monetary Assistance Programs for Unemployed Mothers

College Educational Assistance

The Federal Pell Grant

Single unemployed mothers seeking to go back to college for higher degrees can apply for the Federal Pell Grant, America's major educational program. The eligibility criteria depend on the income level and the financial need of the applicant. The grant amount has now been increased from $ 4050 to $ 5100 by President Obama for better financial assistance. Applicants must fill the Free Application for Federal Student Aid (FAFSA) form to apply for the program. Schools later contact the students, offering the required educational aid.

Title IV Grants

Unemployed mothers can now avail several educational grants under Title IV of the Higher Education Act of 1965 by filing the FAFSA form. The grant programs available under this are:

• Federal Pell Grant

• Academic Competitiveness Grant (ACG)

• National SMART Grant

• Federal Supplemental Educational Opportunity Grant (FSEOG)

• Leveraging Educational Assistance Partnership and Special LEAP Grants

There are few loan programs too:

• Federal Family Education Loan (FFEL)

• Direct Loan

• Federal Perkins Loan

Many nonprofit organizations like Jeanette Rankin Foundation Scholarship Program, Seattle Milk Fund, and others also offer scholarship or grant programs to boost needy unemployed mothers for higher education.

Housing Assistance

USDA Rural Development

This rental program offers vouchers, ongoing rental assistance and subsidies to unemployed individuals that facilitates in paying monthly rent. Rural Rental Housing Loans and Housing Preservation Grants are other rental programs that offer affordable, decent and safe housing assistance.

Besides, many towns and cities also offer housing grants to unemployed single mothers with discount and mortgage plans.

Health and Nutrition Assistance

Supplemental Nutrition Assistance Program (SNAP)

SNAP, earlier known as food stamp program, helps with grocery expenses and offers nutrition assistance to several unemployed low-income single mothers. It works with nutrition educators, state agencies and other local organizations to offer food aid to eligible individuals. Financial resources and household income are the basic determining criteria for eligibility.

Woman, Infant, Children Program (WIC)

WIC is a federally funded Special Supplemental Nutrition Program that offers food assistance program to unemployed individuals, infants and children up to five years of age who are at nutritional risk. The program offers bread, peanut butter, juices, dairy products and other healthy food or meals for women. The funding is offered by the federal government to WIC State agencies, located in …

Medical Bills Assistance, A Viable Option

Knowing that a loved one is sick is something that will weigh heavily on anyone’s mind. The loved one’s suffering isn’t all that you would need to worry about. Finding money for treatments is another problem all on its own. Having to pay medical bills is an added burden. If you have the finances then the problem is manageable. However, if you’re faced with a major sickness of a loved one and have no financial resources then you’re in for a tough time. Here are a few tips for medical bills assistance:

The U.S the Federal government provides medical bills assistance from the U.S Department of Health and Human Services. These programs are funded by the government to help provide you with personal health care and health services for your family as well. There are many programs on a local level that can help you should you be in need of help with medical bills. Basically what you have to do is go to a local assistance centre and ask around. Who knows, maybe the answer to your problems regarding medical bills is just a few blocks away.

Another option you could take is to apply for a medical loan. We all know that certain treatments really cost a lot of money and if you can’t finance your loved one’s treatment with existing resources then you might want to go with this option. There are a lot of financial institutions that actually offer these services. If you go online you will find that there are a number of trustworthy banks that offer medical loans. So you may want to consider this course of action as well.

Also, it would be a good idea to consult with a reliable lawyer regarding your options. Some lawyers don’t charge fees for simple consultations. A good lawyer will know how to best address your current financial problem with the remedies available in your state. A good lawyer will also know where you can avail of loans at the best possible interest rates. So if you’re looking for help with medical bills then you might want to consider a lawyer’s advice too.

So there, if you’re faced with the difficult problem of having to pay medical bills for a loved one don’t fret. There are a number of options available to you. The problem of having inadequate finances and a sick loved one can be dealt with if you just know where to go. Have yourself some solid medical bills assistance through our three tips above.

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Healthy Living Ensured for Pregnant Couples Through HUD Housing Assistance

If you are pregnant and if you do not have a proper housing facility to dwell, this could be a matter of concern for you. This is because a safe and secure housing is a foremost necessity for you and your unborn baby. However, pregnant couples can find themselves a safe housing facility through a housing assistance program. This housing assistance comes from different Federal Government funded grant programs. Keep in mind that the housing assistance does not come from the Federal Government itself. But many grant-making agencies such as action community agencies and non-profit organizations participate in giving out the housing assistance to the qualified and eligible pregnant couples. Housing grants for pregnant couples can comprise immediate shelter assistance, housing for longer times and home-ownership programs.

During pregnancy, in order to get housing assistance, you must bring your immediate shelter needs to the concerned authority. These authorities can be county, non-profit organization and charitable organizations sponsored by the federal government. As a pregnant couple, you can visit pregnancyandchildren.com and womensshelter.org sites to get information on immediate shelters for pregnant women.

Though government assistance is a time-consuming matter, housing assistance for pregnant couples from the federal government can be of a great relief for you. Once you are determined eligible, you can receive various financial assistance to meet your housing needs. Amongst different housing grants regulated by the federal or state government, Temporary Cash Assistance for pregnant couples in the immediate needs of housing may help. On the other hand, while exercising the benefits of instant, medium and long-term pregnancy shelter under this program, take advantage of the Temporary Cash Assistance for Needy Families (TANF) program. Besides addressing your housing requirements, taking care of your essentials like food, clothing, medicines during your pregnancy is an important responsibility of TANF. Every state in the U.S administers the grant program, hence; applying for the program through your state organization will not be a tough chore. Benefits under this program can be available for 5 years.

Section 8 Housing Choice Voucher (HCV) Program is considered one of the effective housing assistance programs for pregnant couples in the U.S. This program is administered by the federal government under the U.S Department of Housing and Urban Development. Considering housing assistance for pregnant couples, you can receive monthly housing choice voucher to afford a safe, decent and sanitary housing facility in the private market. Any individuals from low-income or very-low-income households can benefit from the program. With cash vouchers easily available from HUD, you can choose your housing from single-family homes to apartments to townhouses. However, remember that the housing facility must meet the living and safety standard as mentioned by HUD while house hunting in the private market.

How to Apply for Housing Choice Assistance

You can visit the Housing Choice Voucher program website to register your application. In this regard, your state HUD office can assist with housing. Once you are found eligible, you can receive grants for housing. Hence, with a safe and …