Employability Skills – The Advantages For You

Employability skills are very useful things to have, especially if you are not employed and want to be. If you are in the process of choosing a career, then thinking about undertaking a skills programme may be a good move too. It’s all about making yourself more likely to be employed. It’s about putting yourself in a position before employers where they are forced to see that you have the necessary skills for the job. It’s about empowering yourself!

We all need to pay the inevitable bills that we generate from everyday use of the necessary things for life. In order to get the money to pay the bills, we usually need to have a job. Employers and managers of businesses are not usually predisposed to employing just anyone. They want the right person for the job, someone with the right qualifications. In other words, they want someone with employability skills.

The right kind of skill can vary a lot, depending on the particular job. For some situations it can be very simple and easy to get, for others it can involve many years of hard training. For most situations it is something in between. Employability is not just about knowing how to do the actual things that a job requires. It can also be about having the right attitude at interview level. You have to be presentable in the right way for a prospective employer to want you. Even if you have everything right on paper, if you don’t perform right on the day of the interview, someone else may walk away with the prize.

Gaining employability skills generally means training of some kind you can study for. There are many government training courses available, especially for young people, and especially for those not currently in employment, and there can be grants available too that will help you pay for the kind of training you need. If you require work experience at any point, this might me something that can also be arranged through a skills programme.

Wanting to progress and improve in life is a natural desire for most people. You may be reasonably content in the job you currently have, but perhaps you have set your eye on something a bit higher up the ladder. It is likely to be something that will pay better and possibly give you a little more prestige too. This is where your employability skills, or the lack of them, come into play. If you aren’t already employable, perhaps it’s time to do something about it.

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3 Advantages of Buying a Car From a Government Car Auction

If you’re seriously considering going to a government auto auction to buy a vehicle, you’ve taken the first step. If you’re still not convinced that auctions are right for you, read the information below to learn three advantages of purchasing a vehicle at a government auto auction.

Huge Savings

It’s no revelation that buying a car is expensive. Even used vehicles can cost a lot of money and put a strain on the budget. For this reason, many people are taking advantage of the huge cost savings and purchasing their vehicles at a government auto auction.

Since these government vehicles are no longer in use, they’re offered for sale at a public auction. Government entities want to get rid of these vehicles as quickly as possible as it’s costing them money to store the cars. By placing the vehicles in an auction, they can sell many of them at once and clear them out.

The bidding on these cars and trucks begin at a price that’s way below the retail value of the vehicle. The price only goes up if there are several people who are bidding on the same automobile. Many bidders stop placing bids right away once the price increases. When all the bidders have dropped out, except the last one, this person gets the vehicle for the amount of their last bid.

Reliable Vehicles

It’s no secret that the government has the resources to take very good care of their vehicles and it’s essential that the employees who drive these vehicles have a safe and reliable car. Government vehicles have regular maintenance checks and mechanics quickly repair any issues with the vehicles.

The government doesn’t sell these cars at auction because they’re worn out, they sell them when they replace the vehicle, which is normally when the odometer reaches approximately 25,000 miles. In some instances, the vehicle may have close to 40,000 miles, but this is still low mileage for a used car or truck.

The maintenance schedule and any repairs are documented in a log book and kept with the vehicle. Potential buyers can view these documents to see what’s been done to the car.

No Car Payments

When you purchase a vehicle at a government car auction, you must pay for the vehicle in full before you take it off the premises. Once you pay for the auction car it’s yours and you don’t have to worry about making an expensive car payment every month.

When you finance a car through a lender, you also have to pay interest along with the loan. This added cost drives the price of the vehicle up even more. Monthly car payments can also put a strain on finances, especially if the payments are high.

After purchasing and paying for a government auction car, you own the vehicle. This saves you money every month because it’s one less bill you have to pay.

Getting a great deal, owning a reliable used car and not having an extra bill each …

Performance Bonds – 5 Tips on "How To Get Approved" and Performance Bond Advantages and Basics

Contractors are required to be approved for a surety bond facility in order to bid on and to complete most public or government jobs.

Types of Contract Bonds:

1) Construction Bonds guarantee that a construction company will complete a project as promised.

2) Bid Bonds guarantee that the contractor will agree to complete the project at the bid price and are able to meet other bonding required, if the bid is accepted.

3) Performance Bonds guarantee that the contractor will perform the contract as agreed.

4) Payment Bonds guarantee that the subcontractors, labourers and suppliers, will be paid, as agreed.

Other:

Maintenance Bonds, which guarantee against defects in materials or workmanship

License or Permit Bonds, which are required to get a license or permit under state/province or local law.

Labour and Material Bonds, which guarantee payment of labour and to material suppliers.

Advantages of Bonding for Contractors

Performance Bonds allow contractors to conform to biding requirements on government and private projects. Surety is NOT insurance – it is a financial guarantee. Being bonded increases the number and size of jobs that a contractor will have the opportunity to bid on. Providing surety bonds, in place of other forms of security (letters of credit) also allow contractors to retain their working capital.

How to get started

STEP 1: Find out what surety bonds are required for the project you are bidding on by looking in the tender documents. Some jobs require a 100% guarantee, for example, while other jobs require only 50%, for example.

STEP 2: Contact a specialty surety bond broker or agent. Your current insurance broker may have surety bond capabilities, however a specialist is highly recommended. Make sure whatever brokerage or agency you deal with is licensed in your state or province. It’s also best if they’re familiar with your specific type of industry. You’ll also want to be certain that the Surety Company that your broker or agent is recommending is federally approved. For a list of accepted companies, see USA: http://www.fms.treas.gov/c570/c570_a-z.html and Canada: http://www.tbs-sct.gc.ca/pol/doc-eng.aspx?id=14494&section=text#appL

STEP 3: Gather the information requested by the surety bond broker or agent, who will then present it to one or more surety company underwriters for approval. Your broker or agent may have individual requirements, but it should include: financial statements prepared by an accountant / CPA, resumes of key employees, a business plan, evidence of a bank line of credit and sufficient cash flow, recommendations from completed projects, and other information relevant to your industry.

The goal is to impress upon to the Surety Company that you have the Capital, Capacity and Character, to complete jobs as contracted to do so. In other words, you keep your promises, meet your deadlines, have done or are doing similar work and have or have access to the necessary equipment and cash to complete future contracts.

STEP 4: Work with your surety broker or agent to supply additional information as requested by the surety company underwriter. Personal indemnity or guarantees, including personal net worth …

Advantages of Civil Services

When it comes to choosing one from government and private jobs, the choice always favors the civil services. However, the choice cannot be doubted. Government jobs come up with so many benefits like security, good pay scales and other facilities that it is out of the question to say “No” to it. A government job looks like a perfect position for almost all the economic conditions and other perspectives. The article discusses the five chief advantages of joining as a civil servant.

Stability and Security

The foremost advantage of choosing civil services is that there is no risk of losing your job like the private sector. Once you have got it, it’s yours until you retire from it. On the other hand, private companies neither offer such security nor the stability. After a certain period of time, they may not offer you the package you deserve. So, in that case, you will definitely have to switch from one company to another, which is not the case with government jobs. Thus, civil services are the priority because of the security it offers.

Solid Packages

Another benefit that the government jobs offer is the solid salary package. Although, it is believed that the private sectors offer more than the government sectors, but it is true to limited spheres only. A private financer’s package may beat the civil servants package, but there’s a lot of room for growth of a civil servant. In addition to it, their salary increases with an increase in the living cost and with stability.

Enough Vacations and Leaves

The government jobs offer a lot of holidays and leaves as compared to the private companies. As there is not much workload, you can avail paid leaves and you also enjoy a large number of holidays.

Allowances

Government jobs offer so many allowances that inflation hardly affects you. You get travelling allowance, dearness allowance, grocery shopping discounts, etc. Not only you get it during you are on the job, but these allowances can be availed for personal usage. For e.g. you can travel anywhere in the country with concessions, can get special reservations, etc., which may not be enjoyed by the private employees.

Health Benefits

The Doctor’s fee is the most expensive affair these days. An ordinary man cannot think of reaching the doctor’s demands and get the treatment done. For this, government employees get extra health allowances. So, being a civil servant you need not worry about footing the doctor’s bill or about the mortgages. The government takes care of all your medical expenses.

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Advantages of Having a Government Job As a Career

The younger generation has the least amount of interest in government jobs, but it is safe to say that there is still a very large crowd out there that is deeply aspiring for a government job. There might be quite a few disadvantages when it comes to a government job but there are many advantages on the contrary that make these jobs all the more attractive in the long run.

Get your pay/salary on time

It doesn’t matter whether the country you are in is going through depression or recession. You will get your salary on the due date without any delay and this is followed each and every month. It is one of the important things to consider.

You are pensionable until death

You can avail your pension until you die. This means that there is a complete and a full proof insurance your entire life. This is not available in a private job.

Free time

It is easily understandable that the workload in a government job is near to negligible. This can give you a lot of free time to do other lively activities and enjoy your life. Activities like reading, writing and other physical activities are not always possible in a private job.

House

In a government job you do not have to pay rent. Your company will provide you with housing facility and this is at a time when the mortgages and land prices have reached the next level. You can live in government quarters without going through the ordeal of paying rent. These quarters are as good as an apartment in a post locality.

Health care is free

Health care can also be termed as extremely expensive when the treatment costs kick in. All this will be free if you are working for the government. All the expenses of you as well as your family members will be taken up and paid by the government. There is nothing better than this.

Extra allowances

Travel allowance and dearness allowance are just an example of the extra benefits You can travel to any place in the country at a concessional price which is not available in the private sector.

The above reasons are proof enough as to why people are aspiring so much for government jobs. There is no reason to ignore such jobs because they offer a great way of living in the long run and your future plans can be met.

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Government Debt Elimination – Advantages and Disadvantages of Government Bailout Programs

Government debt elimination seems the most suitable option for people who are tired of pending bills. However, do you know that you should measure the advantages as well as disadvantages of this option? You are making a mistake if you are only looking at the brighter side. Have a glance at the negative factors as well. At the moment, you cannot pay your actual bills because of financial complications. You have to pay according to your financial scalability. What are the pros and cons of government debt elimination? Let’s look at the details explained in the following points.

Advantages of government debt bailout programs

The following can be termed as the pros of government debt elimination

1. This method not only reduces your credit card bills but reduces them legitimately. There are no illegitimate factors attached with the debt settlement procedure.

2. You can forget about the sum that has been reduced. The credit card company can never claim the erased sum of money from you.

3. Government debt elimination does not result in minor discounts. These are major reductions. Most loan takers reduce their dues by half or even more.

4. You can find the best settlement organizations to represent you. These firms do the necessary paperwork and communicate with the credit card organization.

Disadvantages of the government debt bailout programs

Now let’s have a look at the dark side. Some disadvantages of government debt bailout plans are apparent while most of them are hidden. For instance, illegitimacy is a common issue. We often see debtors complaining about it. It is not a wise move to trust any company. You cannot believe blindly on what you are being told. Hence finding a legal organization is a tough ask.

Another disadvantage is the lack of commitment. Most relief firms do not fulfill the promises which are made when a deal is about to be signed. Their attitude changes when the customer starts paying them. This does not mean that legal firms do not exist. Some companies have been performing well for a long period of time. These companies are listed with TASC (The Association of Settlement Companies)

Exaggeration is yet another problem. Companies providing help through government debt elimination are not truthful. They trap the clients by providing exaggerated information. You can avoid this problem by confirming all the information. In this way, you will know about the actual status of the firm.

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