Fingerprinting Services for Employment and Licensing Requirements

Often times fingerprints are required for employment, out of State CCW permits (Utah, Arizona), medical licenses, insurance licenses, nursing jobs and licenses, SEC, FINRA, ABA, Security firms, Government employees, IRS E-File providers, Peace Corps, Child identification kits, volunteer work, South African, Canadian, Australian immigration purposes, and almost any other reason that you would be required to have fingerprints completed.

The fingerprinting process can be a confusing process as every business, agency or State have their own guidelines and procedures for background checks. You may have even been given the run around up until this point. It is my personal goal to help aide and steer you in the right direction for all of your fingerprinting requirements.

There are currently two methods of fingerprinting; ink fingerprinting and livescan (electronic) fingerprinting. Although ink fingerprinting is a traditional method of obtaining fingerprints, it may be required for your state or agency. Many reasons for ink fingerprints would be for an example, a nurse living in Pennsylvania applying for a Nursing license in Nevada. The nurse would not be able to go to the local livescan service and submit the prints electronically to Nevada. The two states do not have the capability of linking their systems together. Another good example is a person applying for a Utah non resident carry permit and lives in New York. The person would have to be ink fingerprinted and then the card would be mailed to the Utah Bureau of Identification.

Livescan (electronic) fingerprinting is widely used for the employment agencies in the United States and abroad. Livescan is very efficient in the fingerprinting turn around time and it much more effective in certain cases. Typically livescan is the primary method used in your state for jobs such as nurses, doctors, school teachers, and much more.

The method of which you are required to be fingerprinted is dependent on your state or agencies requirements for having a background check run on you. It is best to research what type of fingerprint will be required or ask you human resource officer, since they will more than likely already know which fingerprint you will need.

Every state has their own fingerprinting process and as of right now the various states have contracted with different companies called “FBI Channelers”. Pennsylvania for example has obtained fingerprinting services through 3M Cogent for “FBI Channeler” purposes. The state in which you are applying for or moving to may have different companies that channel fingerprints to the FBI. As of right now most of them are not compatible with each other from state to state, meaning that you most likely are not be able to go to your local livescan business and have your fingerprints transmitted electronically to that states FBI channeler or State Identification Bureau.

Example: Jane doe (Registered nurse in PA) wants to move to Texas. Different FBI channelers so she would have to get fingerprints done by other means (ink fingerprints) and would then mail them to the hiring agency or to …

John Locke’s Second Treatise of Government and the Limits of Our Implicit Consent to Government

In John Locke’s Second Treatise of Government, his entire political philosophy hinges upon the fact that humans are moral equals and thus unable to legitimately govern or impose rules upon another without that other person’s consent. For Locke, the perfect answer to this is entitled express consent. According to Locke, “[n]o body doubts but an express consent, of any man entering into any society, makes him a perfect member of that society, a subject of that government” (Locke 64). Express consent is the perfect way to bind the original members together. This however, raises many difficulties for Locke once critics begin to question how someone can consent to a system of government for which they never expressly consented or gave their agreement; simply stated, they were not the founding members, and thus how can it be argued that they are legitimately ruled by the government? Locke’s rebuttal is tacit consent, a method by which any man “that hath any possessions, or enjoyment, of any part of the dominions of any government, doth thereby give his tacit consent” to be ruled by that government (64). Though this seems to be a sound remedy, further holes can be exposed using a hypothetical, but very plausible, situation to demonstrate. The situation is as outlined below:

An adult citizen who was born in this country (and thus never had to take an oath of citizenship) was disgruntled about the lack of funding for education and began protesting on the steps of a government building. Shortly thereafter, a police officer confronts her and informs her that she has broken the law by protesting within 100 feet of the public building without a permit. He attempts to arrest her but she explains that, as a moral equal, she never consented to join the body politic and thus these laws do not apply to her.

Using the above situation, it becomes simple to apply Locke’s response, tacit consent. However, to fully understand this issue, a counter argument by the protestor must be offered and tacit consent must be adjusted to include her arguments such that she is still bound by the national law.

Assuming that the police officer is an educated man and familiar with his political philosophy, specializing in Lockean philosophy, his response would be a classic example of tacit consent applied to life. He would start with the beginning – at one point in time, a group of citizens joined together to form a body politic and institute a government on the land now called the United States of America. For the sake of simplifying the situation, one of her direct relatives was amongst these first founders.

The police officer, his name badge proudly displaying his name, Darryl Worley, looked the protestor in the eye. “Look here,” he said, taking out his copy of Second Treatise he kept in his pocket, “this relative took an oath to bind his land to the authority of this government; ergo, he showed his express consent, for he

A Brash Dream of Hankering for Security

One of the biggest desires one has to achieve is security. A person has a lot of dreams but one of the most justified and innate of them is getting security. Insecurities are the root cause of anxieties, panic attacks and depression. The insecurities of job or losing someone special are the most common type of insecurities. Financial security is one dream that one strives hard to achieve. People in India work very hard to get a government job, though the salaries might not be very attractive in the government sector still many strive for it. Their motivation is job security. Throughout mankind we have given lot of importance to security at various aspects of life. Security is a highly pervasive term. Even the nation spends billions of dollars in defense equipment to secure the nation.

In a major survey, many respondents were interviewed and were asked, what their biggest goals were, amongst their goals achieving financial security featured in the list of many respondents. The need for security is very natural because its only when you are secured you can put your energies on positive things. That is why all investment professional aggressively emphasize their clients to have life insurance plans in their kitty. Your family deserves the immunity against financial hazards arising from your unfortunate and untimely death. Let's be honest to ourselves, deep inside we know that life is very unpredictable and we feel chills down to our spine when we hear some of our known person dying untimely without financial cover. Let's be clear on this, anybody can die anytime, that's the hard fact that needs to be accepted. Why leave our beloved family unprotected, it is good if you don't die and live a long and fulfilling life but the consequences of dying without financial cover while still, the whole family depends on your earnings is an enormous risk. Are you willing to take this gamble?

The argument is why to take that gamble when at very affordable premiums you can shun this threat from your life forever? True, that if you survive the term of the policy the premium paid by you goes down the drain, especially if we are talking about a term plan but then we also pay for salary of a watchman irrespective of whether thieves try to rob our place or not. A term insurance plan is like a watchman that protects your family from financial mess in case your death tries to rob them of your income. The premium paid by you is like the salary of that watchman who still gets paid irrespective of robbery attempts. Having that watchman provides you that sense of security and peace that you are happy to shell out money and you don't think of it an unnecessary expense.

It is very shocking that very few people in India have a life cover for themselves, even though the government also promotes it by giving tax benefits under section 80C for investing in life …

Reverse Email Lookup – Why Does it Cost Money?

More and more people are finding it interesting to search for people online. Some people have no problem paying nominal fees for reverse email lookup, but others will ask, "Why does reverse email lookup cost money?" Of course, there are free reverse email search options available, but the problem is, the free services only give the Internet community limited access to large databases of public records. The fees charged for reverse email services vary. Advertisement and hosting is something most of these services consider. Vendors online who offer the community the ability to search through thousands of databases internationally often have to pay supplier premiums to access public records and data. Many of these suppliers will sell data and records in bulks, which provide the reverse email lookup vendors' discounts. The discounts offered to the vendors enable them to provide savings to the Internet community by offering them reverse email search at affordable prices.

Because the services give people access to thousands of public records ranging from criminal search, property records, land patents, birth records, phone numbers, marriage records, adoption, unclaimed money, license, missing people and more, they often have to pay premiums and taxes on these records. For this reason, reverse email search costs money.

The government offers the Internet community, reverse email lookup, which gives people access to thousands of public records. The government charges a nominal fee for their services because they have to pay their workers or staff to lookup the information and store it in a database. All of the records listed in the database are free public records. If you were to look up public records online, conducting single searches, you would have to break down the individual, company, or record and individually take the time to lookup multiple websites to find all the information you would need to profile the character, business , etc. Single, reverse email lookup only provides you ways to look up information on sex offenders only per se. If you wanted more information on this person, you would need to look through the criminal databases, background records, inmates, birth, or related records individually. This is time consuming for most people.

The reverse email search online and the fees charged for the services put you in connection with all public records. This means you can type in the name of one individual and pull up all records on that person. Lastly, the databases house data that private investigators, government officials, and law enforcements use to find information about people, places, and things. It is one big database setup on a noun structure that enables the Internet community to find what they need in less time by searching through public records at a nominal cost.

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Is Money Fake, Representing Nothing But The Paper It Is Written On?

Many accuse our Federal Reserve of issuing money that isn’t worth the paper it is written on, that it has no value, that it isn’t backed by gold anymore – that in essence it is fake, and a the entire system is a giant scam. However, I say that money isn’t fake because it represents a concept – Future Work – and this is why it is valued when borrowed into existence, that future work is worth something to the individuals doing the work or the company doing business to create products.

Now then, that doesn’t mean it isn’t abused by Central Banks around the world or government or incestuous and unscrupulous individuals attempting to hoard and manipulate it. It doesn’t mean that the greedy who get in the way and siphon its flow without doing work or providing value, much like lawyers or government which get in the way of business transactions through unjustified fees, taxes, regulations and laws are not a problem for the system. Any sort of corruption or inefficiencies hurt the system overall, but the concept of the money we use isn’t fake, it represents something very important. And as long as we believe that and have faith in the value of our work or those things we produce the monetary system is healthy.

If you’d like to see a philosophical dark side of greed and corruption of such a system, there is a great Hollywood Movie worth watching: In Time (2011). The IMDb website has the movie trailer you can check out, the synopsis there states:

“In a future where people stop aging at 25, but are engineered to live only one more year, having the means to buy your way out of the situation is a shot at immortal youth. Here, Will Salas finds himself accused of murder and on the run with a hostage – a connection that becomes an important part of the way against the system.”

In fact, I bet you’d like and it is a real mind-screw and gets to the point of the intrinsic value or money based on work. It’s a Science Fiction movie that makes you think.

Of course, today we don’t really use much actual currency and coin, most money is digital, one’s and zero’s and is created by hitting a key board, unfortunately, it can be stolen or hacked away as easy as it was created – worried yet? I am to a small degree, I must confess, as there is no doubt that with the future of Quantum Computing that our digital money, banking system is at risk of a massive meltdown – and you mentioned trust, if people don’t trust it, it’s failed and then all of civilization melts down in about 3-5 days, a couple of weeks at most – scary stuff.

Tearing down the current system to bring forth a new one, will be too much change too quickly for human civilizations to survive, everyone loses, no one wins and 3 …

Rohingya’s Quagmire


It has been a Gordian’s knot between the Muslim minority group, Rohingya, and Government of Myanmar since its very inception. This minority group resides in the state of Rakhine, formerly known as Arkan in Myanmar. However, the people of this smoldering state, Rakhine, have always been a discriminated group in their homeland. In the same fashion, people of this state have faced several horrific and horrendous incidents, but neither international nor any regional organization has played its prominent role in this unending plight. Therefore, a mass exodus has fled to the neighboring countries.

Historical background of Rohingya’s and their status in the country

The Rohingya are an ethnic Muslim minority belonged to Sunni Islam. Approximately, one million Rohingya Muslims live in this state. However they have very different ethnicity, religion, and language than that of Buddhist group in Myanmar. The people of Rohingya’s community claims that they have their roots on this land since fifteenth century when people migrated to this Arkan kindom, whereas the government of Myanmar denied to their claim and didn’t accept the recognition of country’s as 135th ethnic group. Similarly, they have been considered as illegal immigrants from Bangladesh. However, in 1990s they were given a white card for the recognition of temporary stay for Rohingya’s in Myanmar with limited rights, but later on these white cards as well right to vote were snatched by President Thein Sein in 2015 constitutional referendum.

Reason beyond the mass exodus of Rohingya’s

The minority group was discriminated through the restriction on various things like marriage, employment, education, religious choice and freedom of movement. More importantly, couple was not allowed more than two children and during the time of marriage they were required to fulfill the condition i.e. to give bribe and show picture of bride and groom. In addition to this, if Muslims needed to move new place then they required government approval. Apart from this, Rakhine states is one of the least developed states of Myanmar which has 78% poverty rate. However the tension has erupted due to opportunities was restricted for Muslims and furthermore this situation ameliorated difference between religious groups. Therefore, they were compelled to leave the country and flee to the neighboring countries.

The ground instruments of recent mass influx

Recently, the quagmire blazed due to the attack of the Arakan Rohingya Salvation Army (ARSA) and claimed the responsibility of the attack on police and army posts. Therefore, government named this ARSA as a terrorist organization and commanded to army a campaign that destroyed hundreds of villages and compelled more than five hundred thousand Rohingya to leave the country. Similarly, Mayanmer’s security forces allegedly opened fire and killed more than five hundred people lost their life. However, they flee towards Bangladesh, Malaysia, Thailand, and Indonesia. It has been recorded that hundreds of thousand rohingya are unregistered and are living in the Bangladesh. Similarly, Malaysia, as of august report, has declared that more than 88% registered refugees were from Maynmer i.e. sixty one thousand from …

Check Cashing Business in Florida

Starting a check cashing business in Florida is a process that requires several steps that must be planned before filing for the license, and risking a loss of money and time.

The check cashing business in Florida is profitable but at the same time it is a risky business which must be minimized through the adoption of special measures and procedures.

It is important to obtain proper advice from experienced and qualified professionals to avoid expenses and delays to obtain a check cashing license.

Obtaining a check cashing license in Florida, known also as an FT3 license, requires several steps:

The first step is to register with the federal government as a Money Service Business (MSB). This process is done electronically, and in order to file said registration any new applicant must set up an account with the U.S. Treasury Department’s Financial Crimes Enforcement Network, commonly known as FinCEN. The registration is done through form FinCEN 107.

Registration with FinCEN places the company under the Bank Secrecy Act (BSA) laws and regulations. Those regulations impose several requirements on the company. One of those requirements is to develop and implement an Anti-Money Laundering (AML) program which must contain policies and procedures that the company will implement as part of their check cashing operation. Some companies tend to use AML programs devised for other type of financial services such as money order sales or money transfer services. However those programs are inadequate for check cashing and they do not meet the requirement of the BSA for a check cashing operation. Another requirement is to designate a compliance officer. This person is responsable to ensure that the AML program is being thoroughly implemented. There are other BSA requirements which must be met, and therefore the compliance officer and employees of the company must be aware of said regulations.

After the FinCEN registration has been confirmed, an application with the Florida Department of Financial Services, Office of Financial Regulation (OFR) must be filed. This application contains several parts, and must be filed electronically. As with the FinCEN registration, the applicant must set up an account with the OFR’s Real System for thie purpose. It is extremely important that all information requested be provided in a complete and accurate manner to avoid delays in the process. In our experience the vast majority of delays in obtaining such a license come from errors in the original application form. Several documents must be attached to the application, among those is the anti-money laundering program which must be previously drafted. Another form that must be submitted is a fingerprint card for each of the individuals included in the application, which will be used for a background check conducted by the Federal Bureau of Investigation.

Once the license is obtained it is important to keep present that the State of Florida has multiple requirements that must be met by check cashers. Also the check casher is subject to audit examinations to verify that the company is operating with the …

Bypass State Unclaimed Funds – A Money Finder Loophole

If you are or are thinking about becoming a money finder, you’re probably more than a little bummed out about the 5-15% finder fee caps imposed by almost every state unclaimed funds department. There’s so much money out there and so many people that will probably never hear about it without the aid of a professional money finder, that really, you’re right to feel a little peeved about that. You deserve a larger cut for the work you do.

Ready for some good news? Due to a loophole not many people know about, certain funds are exempted from these laws: funds that are held outside of the state unclaimed funds department. This means you can legally charge 30-50% (or more, depending on the complexity of the case) for locating and recovering people’s missing money. The big loophole, again: funds held outside the state unclaimed funds department are generally not subject to finder fee caps.

Not familiar with money finders? They’re professionals that locate funds being held by government agencies that are due to ordinary citizens, that for whatever reason remain unclaimed by their rightful recipients. These funds can come from tax and mortgage foreclosure overages and missing heir type situations, and well as countless other sources. What they all have in common is that if they aren’t claimed in time, the government gets to keep them – which means money finders are desperately needed, especially in the current economy.

If you’re already a money finder, or want to be become one, bypass state unclaimed funds. They’re too public, too easy to find, and there’s too many people already working those cases – and of course, they’re subject to those finder fee caps mentioned above. Go after the funds that are floating around outside the state unclaimed funds division – tax sale overages, mortgage foreclosure overages, dated checks, and unclaimed inheritances. These funds are almost never advertised publicly on a website, and almost always are due to recipients that have no clue they’re due the money.

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Understanding the Different Types of Personal Care Homes

Personal care homes provide individualized medical services, shelter, assistance, and supervision to their residents. Several governmental and non-governmental organizations ensure that these facilities adhere to the set rules and regulations so that the elderly get nothing but the best services.

When looking for these kinds of institutions, it is imperative to understand the different types in order to make an informed decision. Here is a breakdown of the various types of senior homes.

Assisted Living Facilities

Assisted living facilities, also referred to as congregate housing, are an ideal choice for people who need little to no help. Each resident lives in his or her own fully furnished apartment. However, the rooms are fitted with modern emergency signaling devices that one can use to request emergency medical attention at any hour. The residents also share some spaces, such as the laundry, fitness, dining, and living rooms. Other privileges offered include security, housekeeping, and transportation. It is important to note that the set of services may vary from one facility to another.

Residential Facilities

Residential facilities, also commonly referred to as domiciliary facilities, offer assistance to elderly people who need specialized medical attention. Most of them operate around the clock and are managed by professionals. These personal care homes require their residents to be mentally fit and capable of doing simple tasks such as feeding and dressing themselves without assistance. The best facilities allocate each resident a one-bedroom apartment with a private bathroom and storage units. Extra services may include housekeeping, social activities, meals, and laundry.

Nursing Facilities

Nursing facilities are an ideal choice for elderly people who have a serious health condition and need to be monitored 24/7. They offer professional nursing, emergency medical services, rehabilitation programs, and social activities. The level of attention provided can be skilled, intermediate, or custodial. Intermediate means that one is assisted with activities necessary for daily living, such as the provision of nursing attention. Skilled assistance means one is given 24-hour medical supervision, rehabilitation, and skilled nursing services. Custodial means that the resident needs daily-living assistance but does not necessarily require the expertise of a skilled nurse.

These are the most common types of personal care homes. During the decision-making process, it is important to read policy documents to know a facility’s services and regulations. For example, some do not admit people who have health conditions like cancer or who use wheelchairs. Having all of this information at hand will help you choose the best facility for your loved one.

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Implementation of Alternate Energy – The Role of the Government

However much the people of America may appreciate the need to switch over to alternate energy sources, it cannot become a reality unless the federal, state and local governments work in conjunction to make several mandatory programs. These include that all homes that are under construction or being remodeled must use alternative energy sources. Ultimately a time would come when all homes as well as corporate buildings would use alternate energies for 100% of their energy needs. The other important mandate that is expected from the government is that all new vehicles built in this nation must be hybrid and be powered by hydrogen fuel cells by the year 2020. 

Such mandatory compliance from the citizens would only see the light of the day if the government enforced laws on construction and utility providers. The government should also ensure that all the utility companies in the 50 states of this country, invest in the research and development of alternate energy as well as buy back at reasonable rate all the excess energy produced by homeowners using alternate energy resources. All new start up companies engaged in producing alternate energies should be given attractive incentives for their effort in developing green energies. With these mandatory programs in place, the country would have three major benefits: it would become self reliant in alternate energies faster; the economy would get a fresh stimulus for growth; the initiatives would create immense number of jobs for the people.  

The government would have to pay equal attention to the several sectors within alternate energy industry: in the generation of different types of energies including solar, wind, hydroelectric, biofuel, geothermal and atomic; its storage systems like more efficient batteries and hydrogen fuel cells; and, development of infrastructures. All these efforts should ultimately result in more affordable prices and easier usability of alternate energies. Yet, we would remain where we are now, without government help. 

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