Government Grants For Personal Debt Elimination – Golden Tips

Most people do not realize that there are billions of dollars in debt relief government grants. If you are in trouble with a huge personal debt, i.e. credit cards, loans etc., you should seriously think about going for a debt relief government grant while there are still funds available.

Why not get a loan? A bank loan requires collateral or some form of security deposit to cover for the amount loaned, in case it does not get paid back. It is much easier with a grant because it does not require either of these.

Here are several golden tips to help you with government grants:

Take A Look At Your Situation

You should be prepared by taking a close look at your financial debt and income before applying for a grant. Then, you will be aware of exactly your debt to income ratio. The individual that receives your grant application will ask this, while going over all your finances.

Their job is to basically, check if in you could use some other method than getting a debt relief government grant. For instance, they may ask if you can sell some assets? However, with credit card or loan high debt against a low income, there is an excellent chance that you will get a grant.

Have All Document’s Information Match

With millions of people applying, the government is determined to make certain the money goes into families that need it the most. They will compare everything of yours to their forms to may sure it is consistent with what you have told them. Try to fill any governmental forms at home where you can take your time to be correct and match it to your records.

Know What Is Required

It is a good idea to know what the debt relief government grant offered by the Obama administration requires to see if you are eligible. You need to be an American citizen, over the age of 18, and in desperate need of personal debt relief.

How Much Can You Get?

The Obama administration grant department has stated that no individual with have their entire debt paid for. However, applicants could receive from thirty percent to eighty five percent covered. If you have had an emergency, hospitalization, damage from a severe accident to your house or car, the debt relief government grant official may approve the grant due to a personal financial catastrophe.…

The Integrated Resorts of Singapore

Integrated Resorts by definition are resorts with mixed development like hotels, restaurants, convention centre, theme park, shopping centre, casino etc. Because of the gaming component – casino, integrated resorts development has stirred a great controversy among the Singaporeans.

The Prime Minister of Singapore, Lee Hsien Long announced the cabinet’s decision to develop 2 integrated resorts in Marina Bay and Sentosa. The Singapore Government stated that the aim of the Integrated Resorts is to boast the country’s tourism industry. There has been very keen competition from the neighboring countries like Malaysia, Thailand and Hong Kong. According to the Government, the Integrated Resorts are expected to create some 35,000 jobs directly and indirectly.

There has been debate among the Singaporeans on the plan to build Integrated Resorts. Religious groups and social workers voiced their disapproval at the negative social impact of gambling.

The Government however, promised to have a proper and strict safeguard to limit the social impact of gambling, among others exorbitant entrance fee and the casinos would not extend credit to local population.

Marina Bay Sands

It is located at the Marina South of Singapore. Currently, there are a few pretigious hotels operating like Ritz Charlton Millenium, Oriental Hotel, Marina Mandarin and Pan Pacific Hotel. It will have a panoramic view of the sea and tranquil environment.

The Government of Singapore called for request for concept in December 2004. It received overwhelming response from the industry. A total of 19 bids were submitted during the request for concept.

In the formal bids later, 4 companies/consortiums submitted their tender including:- (i) MGM Mirage/Capital Land, (ii) Harrah’s Entertainment/ Keppel Land, (iii) Las Vegas Sands and (iv) Genting International/Star Cruises.

Eventually, Las Vegas Sands succeeded in their tender, by committing the highest development investmetn of S$3.85 billion. The concept was designed by Moshe Sofdie consisting of 3 layers shells containing conference halls, 3 hotel towers linked to top floor of a sky garden.

Resorts World at Sentosa

Sentosa which means transquility in Malay is a popular island resort in Singapore. Previously, it was known as Pulau Belakang Mati (Island of Death from Behind). Statistics shows that it has been visited by some 2 million people annually. It has a sheltered beach of more than 2 km in length on the Southern coast, historical Fort Siloso from World War II, two golf courses and 2 5-stars hotels.

The island has an area of 5 square kilometres. 70{512b763ef340c1c7e529c41476c7e03bc66d8daea696e1162822661d30dde056} of it is covered by secondary rainforest. It is the habitat of monitor lizards, monkeys, peacocks, parrots as well as native flora and fauna.

Since its inception of development in 1972, some S$420 million of private capitals and S$500 million Government fund have been invested to develop the island.

3 consortiums submitted their proposal on 10 October 2006. They are: (i) Kerzner International with Capital Land; (ii) Genting International with Star Cruises Universal Studios and (iii) Eight Wonder with Publishing and Broadcasting Limited, Melco International Development Limited, Isle of Capri Casinos Inc.

The bid were reviewed by …

Substantial Similarity in Copyright Law

INTRODUCTION:

The Copyright Law is made up of all the legal principles and rules envisaging the protection of those who produce intellectual works in the field of literature, music and the fine arts, including photographs, films and performance of artists. It is in essence concerned with the negative right of preventing the copyright of physical, material, existing in the field of literature and art. Its object is to protect the author of an original work from the unlawful re-production of its material. Copyright is a man's inherent right over his intellectual property which emanates from the deep recesses of the human mind and assays complex form called his works. Nothing can be called a man's property than the fruits of his brains. The property is an article or substance accruing to him by reason of his own mechanical labor is never denied him: the labor of his mind is no less arduous and consequentially no less worthy of protection of the law.

The various requirements for a work to be eligible for copyright include:

1. The work must be original

2. The copyright subsists in the expression of ideas and not in the ideas, no matter how genuine and novel the work is.

3. The work must be fixed in some tangible form for more than a transitory period.

The United States Supreme Court, in Fiest Publication, Inc. V. Rural Telephone Service Co., Inc., articulated the elements of copyright infringement as

1. Ownership of a valid copyright

2. Unauthorized copying of constituent elements of the work that are original

Not all copying is a copyright infringement. Particularly, actionable copying requires appropriation of protected elements of the work.

It is extremely difficult to prove copying by direct evidence. Therefore, to prove the same, recourse is taken to the defendant's access to the work and "substantive similarity" between the original work and the accused work. To prove an infringement of copyright in a particular work, there must be an element of misappropriation. The degree of similarity necessary for a court to find misappropriation is not easily defined. Indeed, "the test for infringement of a copyright is of necessity vague".

Further, we need to reach to the kernel of the work which is more commonly referred to as the "core copyrightable material".

The underlined need to be removed:

1. ideas

2. facts

3. substances from the public domain

4. substances which come under the purview of the doctrine of merger, where an idea and its expression are inseparable, that is, the idea can effectively be expressed in only one way.

5. such expressions which have become "standards" for describing a particular idea, elements which are referred to as scenes a faire,

From the alleged infringed work to come up with nugget of such work. The kernel of the alleged infringed work, so obtained, is to be compared with the alleged infringing work to decide factually and circumstantially, the infringement. The latter would be proved true if there is substantial similarity between the two …

Mass Communication And The Modern Society

It should be understood that communication is the bedrock of modern society and in fact, a most critical component of modernity and civilization. It refers to the process of transferring or transmitting a message to a large unidentified scattered group of people at the same time through a medium, which includes newspapers, television, and the Internet. With the advent of nationwide radio networks, newspapers, and magazines which were circulated among the masses, the term mass communication was coined in the 1920s to accommodate their use in communication, with its main objective of distributing information to a wide range of people. Mass Communication can also be an avenue of escape from the daily humdrum of our lives.

In academics, the term mass communications is mainly used to describe the study of the ways people and groups relay messages to a large audience. Because of the worldwide interest in the academic study of mass communications a number of leading educational institutions now offer majors in the subject. Today mass communications graduates can find jobs in the news media, advertising or public relations agencies, publishing houses and research institutes. In Nigeria today, people who major in mass communications see communication as an integral part of human interaction which manifests itself in symbols and verbal forms. Understanding mass communication helps us to understand ourselves, keep in touch with people, understand them and make us able to predict their responses to situations.

Through the process of communication, relationships are established, extended and maintained. Communication provides a means by which those in business, politics and other professions exchange information, develop plans, proposals and manage people and materials. Mass Communication however involves all transfer of message to a large unidentified, scattered people through the use of mass media at the same time. For the simple fact that information is power, it becomes difficult to ignore the role of information in our societies today. When information is allowed to flow freely, the society becomes vibrant and dynamic, thereby allowing civilization to take place.

Civilization is achieved when there is a high degree of information activities in terms of education, politics, technology, culture, etc in a society. Since the ultimate desire of every society is to be great, this lofty ambition of greatness can only be achieved when the people recognize the power of information. Concepts such as information and library science emerged as we know them today due to an effort of various societies to organize or manage the growing level of information. These concepts help to control information and keep it in an organized manner for easy retrieval and reviews.

However, Mass Communication has actually helped in the areas of career choices and knowledge of one’s environment. Since communication helps us to understand ourselves, keep in touch with other people, understand them and be able to predict their responses to situations, it becomes clear to us that society ignore its power to their own peril.…