Government Grants For Debt Relief – Federal Hardship Grants

President Obama has dedicated billions of dollars to the government grants for debt relief. These programs are designed for federal hardship assistance. An American citizen that is at least 18 years old can be eligible for aid if they can prove that they are financially devastated.

The Obama administration understands that there can be many different kinds of personal liabilities. That is why the government has made numerous federal hardship programs in order to help a wide variety of financial difficulties. Individuals can apply for one or several programs to help with their specific financial situations.

Here are the basic types of government grants that are available to American citizens:

Housing – There are 6 housing programs available. Some help you negotiate for a loan modification.

Business – This area has 3 programs that address most of the areas of business debt.

Education – There are 6 kinds of programs available including help with burdensome student loans.

Personal – This area has 4 kinds of programs available.

Medical – There are 9 programs available for various types of medical expenses.

The government wants to help individuals that have the worst financial conditions. You should prepare a list of your liabilities, living expenses and income to prove that you are desperately in need of a government grant for debt relief. Make sure every number and description match the ones that you put on the application. Be sure to follow the instructions exactly without neglecting any requested information.

In addition, read each application carefully because every one will have its own unique requirements. For example, the deadline dates may be different between programs. Also, some applications might require several years of tax records. You might be asked for more proof of income and assets such as bank statements, stock certificates, property deeds and rental property contracts.

Typically, the government aid can range from $500 to $20,000. These programs may pay nearly 60{512b763ef340c1c7e529c41476c7e03bc66d8daea696e1162822661d30dde056} of all your liabilities. The first thing that you should pay off is the credit card with the highest rate or the biggest balance. This will save you from paying anymore high interest costs. In addition, it is one of the fastest ways to give your credit rating a boost.

The federal hardship assistance programs can dramatically reduce the amount of money that you owe and allow you to get a fresh start. Do not wait too long because the funds will not last forever.…

Science Fair Project Ideas – Quick and Easy Project 4 – Light Intensity

One of the best science fair project ideas for students that are particular interested in the science and mathematics of light travel is the Joly Photometer. This project allows students to use the inverse square law to measure light intensity. This may not be one of the best projects for students in lower grades, as the project requires an understanding of some difficult mathematic concepts.

In order to perform this experiment, students will need to spend between $ 20 and $ 50. The project should take about a week, which makes it one of the more time-consuming science fair project ideas that I've come across. Also, students might want to have a parent around to make sure the project is done safely.

Objective:
During this project, you will measure the light intensity of light bulbs using your own hand-crafted photometer.

Introduction:
Through this project, you will learn that different light sources have different powers to project light into a room. Every light bulb in your home may not have the same ability to emit light the same distance. During this project, you will learn about the basic differences between how light bulbs work. Plus, you'll build and use your very own photometer.

Terms and Concepts You'll Need to Know:
You'll learn much more about these terms and concepts through the course of your experiment, but it's a good idea to start with a basic knowledge of them:

  • Inverse square law (you'll learn lots about this law!)
  • Incandescent light bulbs (you may already have some in your home)
  • Compact fluorescent light bulbs
  • Photometer (you'll make your own)

Questions You'll Answer:

  • What makes incandescent light bulbs work?
  • Why do incandescent light bulbs die?
  • What makes fluorescent light bulbs work?
  • Why do fluorescent light bulbs die?
  • Which is the longest lying light bulb?
  • Which light bulb makes light most efficient?

Materials You'll Need:
You should not have to pay more than $ 50 for all of these materials, but you'll probably find most of them in your home already:

  • One pound of paraffin wax
  • A sharp knife
  • Foil
  • Cardboard box (small)
  • Scissors
  • Tape
  • Identical light fixtures
  • Measuring tape (not a ruler)
  • Several kinds of light bulbs

Procedure:
Follow these steps in order to successfully complete one of the best science fair project ideas for determine how light works differently with different bulbs:

  1. Cut one slab of the wax in half. (Each box of wax should have four slabs).
  2. Cut aluminum foil to be the same size as the slabs and place it in between the 2 slabs.
  3. Create a cardboard box around the slabs. Use tape to hold it together.
  4. Make 3 windows in the sides of the cardboard box (one side will not have a window). This is your photometer.
  5. Place the photometer straight between 2 light fixtures at equal distances and equal heights. Make sure these light fixtures are the only sources of light in a room.
  6. With the light bulbs illuminated, move the photometer between the two light bulbs until