Delegated Media Regulation Within the Context of Broadcasting in South Africa

Introduction

This paper discusses the concept of delegated media regulation within the context of broadcasting in South Africa. It briefly discusses the history of media regulation during the apartheid period; the transformation of broadcasting media from an authoritarian government, to a liberalised media, the impact of the transformation with regards to internal media policies; focusing mostly in broadcasting media policy. The paper will then discuss the formation of independent regulatory agencies by government as delegated bodies; to monitor broadcasting media. These include the Independent Broadcasting Act of 1993 (IBA), the South African Telecommunications Regulatory Authority (SATRA) and the merger to the Independent Communications Authority of South Africa (ICASA), the Broadcasting Complaints Commission of South Africa (BCCSA), and the existence of the Media Diversity and Development Agency (MDDA). In discussing these bodies, the paper will look at the role played by these organisations in regulating broadcasting media, and the impact they have in the development and monitoring of broadcasting media.

Brief History

Apartheid affected every single aspect of South Africa, including the media. Laws that regulated the media were tailor-made to restrict freedom of expression and subject the media to the extremes of the apartheid government. Before the rise of democracy, South Africa showed essential features of aristocracy; which consisted of whites, Indians and coloured people nominated to the legislative assembly. The ideology of apartheid brought division among the South African society along racial lines. The divisions in society and domination of the majority by the minority were reflected in policy formulation; which included stipulations that restricted the media (Fourie, 2004: 168). This was evident as the government exercised its powers in the broadcasting media. When the SABC was established in parliament, it was said to be the public broadcaster; but this was not the case. Because of political philosophies related to the political values of the society and those in power at the time, the SABC was the state broadcaster and not a public broadcaster; and as a result was said to be the apartheid state’s most powerful propaganda tool Dennis Jjuuko (2005: 3).

According to Jjuuko “The assumption to political power by the National Party in 1948 meant the Afrikanerisation of the SABC, which was achieved largely through controls of the board.” Jjuuko continues to say that during this time the SABC had to play a “significant role in the politics of the day, with no space to make independent editorial decisions.” This particularly had a negative impact on the importance on the SABC’s internal policies. As a result the SABC was referred to as “his master’s voice”, as it gave the government a platform to articulate the apartheid ideology, to control the people of South Africa; particularly blacks.

In support of this argument, one of the main laws that restricted media freedom was the one that reduced the broadcast/publication of activities of anti-government black groups. Fourie (2004) argues that from the apartheid laws “one can deduce that the public interest was very narrowly defined. (That) Many laws/policies of …

Insurance Law – An Indian Perspective

INTRODUCTION

“Insurance should be bought to protect you against a calamity that would otherwise be financially devastating.”

In simple terms, insurance allows someone who suffers a loss or accident to be compensated for the effects of their misfortune. It lets you protect yourself against everyday risks to your health, home and financial situation.

Insurance in India started without any regulation in the Nineteenth Century. It was a typical story of a colonial epoch: few British insurance companies dominating the market serving mostly large urban centers. After the independence, it took a theatrical turn. Insurance was nationalized. First, the life insurance companies were nationalized in 1956, and then the general insurance business was nationalized in 1972. It was only in 1999 that the private insurance companies have been allowed back into the business of insurance with a maximum of 26{512b763ef340c1c7e529c41476c7e03bc66d8daea696e1162822661d30dde056} of foreign holding.

“The insurance industry is enormous and can be quite intimidating. Insurance is being sold for almost anything and everything you can imagine. Determining what’s right for you can be a very daunting task.”

Concepts of insurance have been extended beyond the coverage of tangible asset. Now the risk of losses due to sudden changes in currency exchange rates, political disturbance, negligence and liability for the damages can also be covered.

But if a person thoughtfully invests in insurance for his property prior to any unexpected contingency then he will be suitably compensated for his loss as soon as the extent of damage is ascertained.

The entry of the State Bank of India with its proposal of bank assurance brings a new dynamics in the game. The collective experience of the other countries in Asia has already deregulated their markets and has allowed foreign companies to participate. If the experience of the other countries is any guide, the dominance of the Life Insurance Corporation and the General Insurance Corporation is not going to disappear any time soon.

The aim of all insurance is to compensate the owner against loss arising from a variety of risks, which he anticipates, to his life, property and business. Insurance is mainly of two types: life insurance and general insurance. General insurance means Fire, Marine and Miscellaneous insurance which includes insurance against burglary or theft, fidelity guarantee, insurance for employer’s liability, and insurance of motor vehicles, livestock and crops.

LIFE INSURANCE IN INDIA

“Life insurance is the heartfelt love letter ever written.

It calms down the crying of a hungry baby at night. It relieves the heart of a bereaved widow.

It is the comforting whisper in the dark silent hours of the night.”

Life insurance made its debut in India well over 100 years ago. Its salient features are not as widely understood in our country as they ought to be. There is no statutory definition of life insurance, but it has been defined as a contract of insurance whereby the insured agrees to pay certain sums called premiums, at specified time, and in consideration thereof the insurer agreed to pay certain sums …

The Great Masculine Renunciation of the 19th Century

There was an intense period of change in social, political, and fashion spheres during the 19th Century. Men increasingly adopted a penchant for dark coloured attire; most notably black emerged as a favoured choice of colour among all sectors of the male population. Trends in clothing towards functional simplicity became prominent in the early 1800s. The turn of the century also brought along an up-and-coming group of ultra-fashionable males known as ‘dandies’, the most renown being Beau Brummell. The de facto first English dandy said that pretentious apparel and the wearing of outstanding colours and fabrics for the purpose of drawing attention was an improper way to participate in society.

“Rather he should exercise rigorous restraint in his dress,” as Baudelaire suggests. Another important factor to consider is the bourgeois ethic which surfaced against a backdrop of gender equality struggle. Cultural theorist Flugel supports Baudelaire in his argument that there was a dramatic cutback in the male sartorial wardrobe. Men renounced the desire to be beautifully and elaborately dressed, endeavouring instead to be merely practical and functional. The emergence of the three-piece suit was an example of such changes in sartorial ideology. The austere and ascetic forms of sombre attire were deemed socially ‘correct’. The advancement of aesthetic fashion was left almost entirely to the female population.

In a previous era, royalty signalled their proximity to power through expensive jewels and fabrics. Later on, simplicity and minimalism became a fixture of American ideological discourse. The mass produced suit progressed to symbolise virtuous American polity. A very important phenomenon which took place during the great masculine renunciation was the transformation from brightly coloured sartorial garments to dark and undistinguished clothing. Black was originally only used for ecclesiastical attire or military uniforms. However by around 1830, black trousers and pantaloons were the rule. The result was a 19th Century that bore close resemblance to a perpetual funeral. Nevertheless, black was powerful. There was a close association of black dress with democracy, a bourgeois ethic, and potentially more equality between different classes through the elimination of individuality.

The key idea behind the great masculine renunciation is the desire by all to give an impression of sober propriety, an illusion for gaining respect. An important development which affected fashion was the Industrial Revolution. The inescapable fact of social emulation led to a copying in dress sense of families which prospered in manufacturing industries, caricatured as tall dingy men with a look of hostility behind black hair, clothes and faces. Moreover, clothes were made to a greater extent by machinery rather than labour, facilitated by the mechanization of the sewing machine; this instigated the standardization of male attire.

Breward points to the notion that during the great masculine renunciation, men embraced a sexual, psychological and physical release of the body from Victorian constraints, a denial of human nature. The endeavour for utility over style was predominantly caused by political changes in the period. The tendency towards more indistinctive dress was a result of a new …